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Fannie Mae Set to Move San Francisco Office to Alabama

December 19, 2025
Dennis Hollier
Sen. Tommy Tuberville, R-AL, said the move will not only save the taxpayers money, but it will bring jobs to his state.
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Former Freddie CEO Calls for Revamp of CRT Activity

December 19, 2025
Dennis Hollier
Don Layton, under whose leadership Freddie rolled out the first CRT transaction in 2012, said cracks in the GSEs’ CRT programs expose them to systemic risks. The cure: a new capital rule.
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Fannie Steps Up Fraud Prevention

December 19, 2025
Dennis Hollier
Fannie alerts seller/servicers to stiffer fraud detection rules. For example, lenders have 24 hours to report any borrower if they’re found on the Department of Treasury’s foreign assets control sanctions list.
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Fannie Updates HomeStyle Mortgage Options

December 19, 2025
Dennis Hollier
The GSE ditched its energy efficiency home improvement loan product in favor of a more generic product targeting smaller projects. The new HomeStyle Refresh product becomes available at the end of March.
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Assumable and Portable Mortgages Seen as Niche

December 19, 2025
Dennis Hollier
UI researchers explore whether the GSEs, by accepting new loan products, can help alleviate the lock-in effect and improve affordability for homebuyers.
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Freddie Mac Clarifies Lexicon of Appraisals

December 19, 2025
Dennis Hollier
Underwriters should understand that neighborhood, subdivision and market area are distinct terms used in property appraisal.
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GSE Roundup

December 19, 2025
Dennis Hollier
Freddie Mac taps a new CEO; Waters lashes out at Pulte; DOJ denies investigation into the FHFA director.
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Production Picks up Slack as Servicing Income Fades

December 19, 2025
John Bancroft
Gain-on-sale margins improved in the third quarter, helping to offset a decline in net servicing income. (Includes data tables.)
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Homebuyers Tend to Skip Mortgage Shopping

December 19, 2025
Abby Zimmardi
Nearly 70% of all homebuyers in 2025 didn’t shop with multiple lenders for their mortgage, an increase from 62% in 2024.
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MISMO, CSBS Host MCD Tech Sprints

December 19, 2025
Shannon Clark
CSBS and MISMO said the Mortgage Compliance Dataset will lead to higher quality data while easing costs and freeing up time for lenders and examiners.
Read More
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