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Denial Rate for Conforming Mortgages Declines in 2025

May 29, 2026
Namrata Bhatia
Denial rates declined slightly last year even as more applicants flocked to get a mortgage. (Includes data table.)
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IBM Vice Chair Issues Dire Warning on Cybersecurity

May 29, 2026
Emmeline Willey
The former chief economic adviser to President Trump believes evolving AI capabilities and quantum computing present an enormous threat to many businesses’ cybersecurity measures.
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Insurance Market Stabilizing After Years of Price Hikes

May 29, 2026
James Dohnert
Homeowners insurance premiums increased by 9.16% on an annual basis in 2025, after increasing by double digits each year between 2019 and 2024.
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SFA Simplifies TRID Compliance Review for Home Equity Loans

May 28, 2026
Dennis Hollier
The voluntary scope aims to standardize practices among due diligence reviewers and also prevent a “race to the bottom.”
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eNotes Struggle to Take Off Despite Evident Cost Savings

May 28, 2026
Emmeline Willey
A relatively small portion of mortgages use eNotes despite the insistence of trendsetters that eNotes have boosted their bottom lines.
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Supers/Platinum, Agency CMO Volume up in First Quarter

May 28, 2026
John Bancroft
Fannie saw a slightly bigger increase in Supers issuance than Freddie did in the first quarter. Ginnie Platinum issuance was down, but the agency led the way in CMO production. (Includes two data tables.)
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BNY, Snapdocs Partner on Mortgage Delivery Offering

May 28, 2026
Abby Zimmardi
The two companies launched a solution to simplify mortgage delivery into the secondary market.
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Data Center ABS Ratings Resilient in S&P Test

May 28, 2026
Abby Zimmardi
S&P Global Ratings has found that data center ABS ratings look likely to hold up to stress amid the sector’s unprecedented growth.
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Aircraft ABS Soar Amid Rising Fuel Prices

May 28, 2026
Emmeline Willey
Soaring oil prices haven’t much dimmed the outlook for aircraft-backed securitizations, which may be less exposed to inflation from the Iran war compared to subprime consumer ABS, according to Goldman Sachs.
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The Mechanics of Spreads On Treasuries, Agency MBS

May 28, 2026
Dennis Hollier
A Federal Reserve economist estimates that a one-percentage-point steepening of the yield curve reduces the spread between mortgages and the 10-year Treasury yield by 40 basis points.
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