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Researchers See Predictive Power in MBS Prices

December 11, 2025
Dennis Hollier
Treasury researchers develop new measures to predict interest rates on mortgages using shifts in MBS prices.
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Fannie Rumored to Consider Changes to Net Worth Requirements

December 11, 2025
Dennis Hollier
Long-time industry analyst Chris Whalen said the GSE plans to disqualify some types of capital from use to calculate net worth.
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Housing Legislation Stalled in Congress Until 2026

December 11, 2025
Brandon Ivey
The Senate-approved ROAD to Housing Act was dropped from a 2026 defense bill. However, House Republicans indicated that they’re working toward legislation to address housing affordability.
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CFPB to Let Mortgage Industry Calculate APOR

December 11, 2025
Shannon Clark
The CFPB plans to issue guidance that will allow mortgage lenders to calculate the average prime offer rate in the event that the bureau runs out of funding.
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Nonbanks Outpace Banks on Refi Retention

December 11, 2025
James Dohnert
Banks have deprioritized refinance recapture due to changes in capital requirements and an emphasis on high-net worth borrowers.
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Affordability Constrained Even as HPA Slows, Rates Decline

December 11, 2025
James Dohnert
Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.
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FHA Drafts Updates to CWCOT, 203(k) Policies

December 11, 2025
Emmeline Willey
FHA has proposed changes to its claims without conveyance of title auctions and its limited 203(k) rehabilitation program.
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Trade Groups Urge Congress to Stabilize NFIP

December 11, 2025
Emmeline Willey
Insurance and mortgage industry representatives renewed calls for long-term funding for the National Flood Insurance Program.
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Milliman Buys Servicing Advisory Firm MorVest

December 11, 2025
Paul Muolo
Milliman has acquired MorVest Capital, a Texas-based mortgage servicing rights advisor.
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NTEU, Trump Admin Split on Breadth of March Injunction

December 8, 2025
Shannon Clark
While both parties agreed that the court’s preliminary injunction is still in effect, the CFPB asked the court not to use the injunction to address questions surrounding the bureau’s funding.
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