The denial rate on jumbo mortgages fell to 12.1% in 2025, down from 13.0% in 2024. (Includes one data table.)

The National Association of Insurance Commissioners voted to reduce restrictions on mortgage investments by insurance companies, providing more incentives for the firms to buy non-agency assets.

Luxury home sale price growth outpaces non-luxury prices; Newfi Lending integrates income analysis tool with Prudent AI; Velocity Financial appoints new chief technology officer.

Although President Trump directed the GSEs to purchase an additional $200 billion in agency MBS, they do not appear to be on track to accomplish that by year end.

The 30+ day delinquency rate for the non-QM sector in April was 6.6%, up 20 basis points on a monthly basis.

A superior court decision centered on a bank-fintech partnership rejected the state’s argument regarding the “true lender,” providing protection for secondary market participants.

Kroll Bond Rating Agency said the One Big Beautiful Bill Act’s changes to federal student loans for graduate students will likely create a structural funding gap and shift loan demand toward private lenders, with production flowing into ABS.

Following adoption by the 30-largest lenders, VantageScore will focus on making sure technology providers and smaller lenders are prepared to implement its new credit score model.

Citi reportedly terminated a special purpose credit program in response to the CFPB’s ECOA final rule.

A return to activities-based nonbank designation could help the Financial Stability Oversight Council get ahead of nonbank risk.