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Fix-and-Flip Market Weakens Amid High Interest Rates

January 2, 2026
Abby Zimmardi
Joel Berner, a senior economist at Realtor.com, said renovated homes still catch buyers’ attention, but financing the cost of those improvements at today’s rates is less appealing to price-sensitive shoppers.
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Short-Term Rental Market Is Seeing Strong Growth

January 2, 2026
Abby Zimmardi
As short-term rental lending grows, a valuation management company launched a form to make the appraisal process more accurate.
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Homeowners Want Flexible Home Equity Solutions

January 2, 2026
Abby Zimmardi
Homeowners said in a recent Hometap survey that traditional home equity solutions do not fit their needs and they are looking for more flexible finance options.
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News Briefs

January 2, 2026
Abby Zimmardi
The CFPB adjusted the appraisal exemption threshold; Velocity Financial agreed to sell UPB of non-performing loans and entered a third-party servicing mandate.
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S&P Tops 3Q25 ABS Rating and Gains Ground in RMBS

January 2, 2026
John Bancroft
Fitch held on to the top ranking in ABS ratings through the first nine months of 2025. Kroll stretched its lead in RMBS ratings.
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Non-Agency MBS Market Expected to Grow

January 2, 2026
Abby Zimmardi
The non-agency mortgage-backed security market in 2026 is expected to grow with predictions of record issuance volumes.
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Redaptive Closes First ABS Backed by EaaS Contracts

January 2, 2026
James Dohnert
The $216.0 million securitization is backed by energy-as-a-service contracts. The ABS is supported by 1,445 leases to customers primarily from the health care, industrial and consumer staples industries.
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FDIC, OCC Challenge Colorado Rate Cap

January 2, 2026
Shannon Clark
The federal banking regulators opposed Colorado’s attempt to enact a law that would allow the state to make out-of-state banks subject to its interest rate caps when lending to Colorado borrowers.
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Freddie to End Exchange Offer That Enabled UMBS

January 2, 2026
Dennis Hollier
Freddie sets an end date for investors to exchange legacy securities for those created as part of the single security initiative.
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Ginnie Mae Continues to Court Investors in Asia

January 2, 2026
Emmeline Willey
Joe Gormley, Ginnie Mae’s recently confirmed president, informed investors about the agency’s ongoing shift to a system that allows for loan-level transfers of mortgage servicing rights, and its efforts to improve cybersecurity and explore artificial intelligence applications.
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