The Mortgage Bankers Association expects mortgage rates will remain in a narrow band this year while Fannie Mae forecasts declines.

A federal district court judge said a lapse in funding at the CFPB would make it impossible for the bureau to fulfill its obligations under an existing preliminary injunction.

The federal regulator is seeking federal preemption of state laws requiring banks to pay interest on funds in mortgage escrow accounts.

The Mortgage Bankers Association and other groups back a proposal from the FCC to modernize Telephone Consumer Protection Act rules.

Some 70% of homeowners surveyed by Kin said insurance costs weigh more heavily on them than they did five years ago.

The capital ratio of FHA’s Mutual Mortgage Insurance Fund in the 2025 fiscal year was 11.47%, unchanged from 2024.

Early effects from FHA’s revisions to its loss-mitigation practices have begun to show up in data, although it will still take time for the longer-term impacts to play out.

Proposed legislation to advertise the benefits of VA-backed loans would add costs for lenders without providing substantial benefits to borrowers, said the Mortgage Bankers Association.

FHA waived new language that complicated how partial payments on delinquent mortgages would affect the legal deadline for servicers to proceed with foreclosure.

The House Financial Services Committee voted 50-1 to report out the Housing for the 21st Century Act with amendments.