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Freddie Touts Cost Savings for Lenders With its Tools

May 29, 2026
Dennis Hollier
The GSE said loans originated by lenders using Freddie’s tools are $1,700 less costly than those originated by lenders who don’t.
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Freddie Leans Into Servicing Excellence for Multifamily Loans

May 29, 2026
Dennis Hollier
Freddie’s Optigo network, a select group of approved seller/servicers, will remain the primary servicers on multifamily loans, while the GSE will provide master servicing.
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GSEs Seeing Capital Relief from CRT Activity

May 29, 2026
Dennis Hollier
Milliman researchers calculate that the capital benefit Fannie Mae and Freddie Mac receive for their CRT activity reduces their capital requirement by about 20%.
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GSE Roundup

May 29, 2026
Dennis Hollier
First RPL sale of the year; goodbye Barney Frank; AMI changes for 2026.
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Mortgage Denial Rates Largely Decline in 2025

May 29, 2026
Shannon Clark
Denial rates for most mortgage products declined on an annual basis in 2025, though denials of applications for purchase mortgages via FHA and USDA increased slightly. (Includes data table.)
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CFPB Pushed to Prioritize Updates to Reg X

May 29, 2026
Shannon Clark
Matt Tully, chief compliance and customer success officer at Sagent, said the mortgage industry wants Reg. X updates to reflect experiences over the last decade.
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Primary MI Volume Falls in 1Q; FHA Boosts Refi Share

May 29, 2026
Namrata Bhatia
The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.)
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Rocket Mortgage Begins Using VantageScore 4.0

May 29, 2026
Dennis Hollier
A senior executive at the mortgage giant provides a rare glimpse into the how the new credit score impacts lender operations.
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Banks’ Servicing Valuations Strengthen in First Quarter

May 29, 2026
Namrata Bhatia
Banks and thrifts decreased the amount of mortgage servicing they handle for other entities in the first quarter. Meanwhile, valuations for the servicing asset increased for the third straight quarter. (Includes data table.)
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GO Mortgage to Compete in Wholesale Channel Using AI

May 29, 2026
James Dohnert
Florida-based GO Mortgage believes its mix of strong technology and personal touch will differentiate the lender from giants in the wholesale channel.
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