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A New Twist in the AOL Debate

July 12, 2024
Dennis Hollier
Ironically, providers of attorney opinion letters — an alternative to title insurance — may need insurance to compete with title insurers.
Read More

Fannie Touts Success of Social MBS

July 12, 2024
Dennis Hollier
Researchers say Fannie’s new social index serves as a successful spec pool story, generating meaningful pay-ups for social bonds that can help subsidize mission-related activities.
Read More

GSEs to Require Tenant Protections for Multifamily Properties

July 12, 2024
Dennis Hollier
Despite thousands of responses to its RFI, FHFA has settled on a list of protections that is unlikely to make tenants feel much safer.
Read More

Another FHLBank Adopts VantageScore 4.0

July 12, 2024
Dennis Hollier
The FHLBank of Chicago followed the FHLBank of San Francisco in accepting mortgage collateral that uses the new credit score model.
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Fannie to Get a ‘New’ Head of Fair Lending

July 12, 2024
Dennis Hollier
Patrice Ficklin is leaving the CFPB to return to Fannie after a 15-year absence.
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More Frequent Floods Increase Federal Mortgage Subsidy

July 12, 2024
Dennis Hollier
Researchers find that the climate-related increase in flood damage will boost the cost of subsidizing federal mortgage programs by 44% over the next 30 years. That doesn’t include the costs to homeowners, lenders, insurers or MBS investors.
Read More

Lennar’s Home Sale Incentives Increase in Second Quarter

July 12, 2024
Dennis Hollier
In some parts of the country, the giant home builder shelled out incentives of as much as $81,700 per home delivered, most of that in the form of interest rate buydowns.
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Wells’ Cross-Selling Scandal Impacted Mortgage Business

July 12, 2024
Shannon Clark
The bank experienced an uptick in mortgage-related complaints following the scandal, even though mortgage products weren’t part of the issue, according to a new research paper.
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Stable Forecast for Residential MBS; CMBS, Not So Much

July 11, 2024
Dennis Hollier
Fitch Ratings sees relatively smooth sailing for residential MBS this year while times are tough in the CMBS market, and the worst could be yet to come.
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Industry Experts Seek to Create Unified Mortgage Data Platform

July 11, 2024
Shannon Clark
The platform could resolve some common industry frustrations involving the analysis of mortgage data.
Read More
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