Economic Outlook for the Mortgage Industry July 25, 2024 Dennis Hollier Economists still differ in their forecasts about how many times the Fed will cut rates this year and what that means for mortgage originations.Read More
Some Shifts in Cash Purchase Activity Among Homebuyers July 25, 2024 James Dohnert Investors are increasingly turning to the mortgage market to fund their home purchases rather than paying all cash.Read More
Struggling Lenders Turn to Reverse Stock Splits July 25, 2024 Paul Muolo Two publicly-traded mortgage companies recently completed reverse stock splits and a third split is in the works.Read More
A&D Mortgage Reintroduces Low-DSCR Product July 19, 2024 James Dohnert The product allows for debt service coverage ratio below 0.75, while many DSCR lenders require a ratio of at least 1.0.Read More
Faes & Co Scores Funding From U.K. Investment Manager July 19, 2024 James Dohnert The funding will go toward Faes & Co.’s F2 Finance, a fix-and-flip lender based in the U.S.Read More
Jumbo MBS Issuance Picks Up in July July 19, 2024 James Dohnert Jumbo MBS issuance is off to a strong start in the third quarter, with five deals marketing within the past two weeks.Read More
CDFI Loans Make Way Into MFA RPL Securitization July 19, 2024 James Dohnert A new reperforming loan securitization from MFA Financial includes loans originated through Change Lending’s low-documentation program.Read More
More Luxury Homebuyers Using All-Cash Offers July 19, 2024 James Dohnert More high net-worth consumers are shunning jumbo mortgages and purchasing luxury homes in all-cash deals.Read More
Short-Term Rental Lending Expected to Pick Up July 19, 2024 James Dohnert Early trends have been mixed, but more private credit funding and a potential rate cut should help boost short-term rental lending this year.Read More
CDFIs Get Creative for Underserved Borrowers July 19, 2024 James Dohnert Experts speaking at an event hosted by the Urban Institute said that CDFIs are developing novel ways to help more underserved borrowers achieve homeownership.Read More