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A Slate of New Non-Agency MBS Around the Corner

November 22, 2024
James Dohnert
The non-agency securitization market has picked up pace over the past two weeks as issuers prepare to close deals before the end of the year.
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Needed: A Robust Securitization Market for CDFI Loans

November 22, 2024
James Dohnert
Securitization could be used to boost liquidity for CDFIs, but challenges exist for the institutions to enter the secondary market.
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News Briefs

November 22, 2024
James Dohnert
Splitero expands to Arizona; A&D Mortgage launches free CRM; Achieve updates terms on HELOC product.
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Freedom CEO Expects Continuity for FHA, VA Under Trump

November 22, 2024
Monica Hogan
Stanley Middleman, founder and CEO of Freedom Mortgage, said the next administration’s approach for FHA and VA should be “if it’s not broken, why fix it?”
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Valverde Set to Leave Ginnie at the End of the Month

November 22, 2024
Monica Hogan
Gregory Keith, senior vice president and chief risk officer at Ginnie Mae, will assume the duties of president starting next month.
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HECM Capital Ratio Shows Significant Improvement in FY24

November 22, 2024
Monica Hogan
The capital ratio for FHA’s home equity conversion mortgage program grew nearly 800 basis points, helped by home price trends.
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HUD Proposes Uniform Loan Application for Manufactured Homes

November 22, 2024
Monica Hogan
The agency wants the loan application for its Title I manufactured housing programs to more closely align with industry standards.
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AEI Fellows Call for Building Sustainable Homeownership

November 22, 2024
Monica Hogan
Speakers at the AEI Housing Center’s annual conference said the biggest negative of first-time homebuyer assistance policy is pushing borrowers to buy before they’re ready.
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FHA Proposes Updates to Rental Income Underwriting

November 22, 2024
Monica Hogan
Among the proposed revisions, FHA would reduce the requirement for rental income history from boarders from two years to 12 months.
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Around the Industry

November 22, 2024
Monica Hogan
Trump nominates Doug Collins as VA secretary; VA proposes revisions to loan loss reporting requirements; USDA to update technical handbook; HUD extends compliance deadline for rule on modernizing engagement with borrowers in default.
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