Fed researchers quantify the effect of BTFP’s use of par valuations for collateral during the 2023 banking crisis.

The new ratings methodology would bring ratings for private student loan ABS in line with ratings for other consumer-backed ABS.

The rule would require mortgage servicers to only pursue foreclosure as a last resort and increase disclosure requirements. Loss-mitigation application requirements would also be streamlined.

The Supreme Court’s decision, overturning a deference that courts have provided to regulators for 40 years, should be a relief for the mortgage industry, according to an attorney.

While forbearance options helped many homeowners avoid foreclosure during the pandemic, alignment between programs could help.

The allotment for Ginnie Mae falls short of both the Biden administration’s requests and input from the mortgage industry.

Age and mobility account for 73% of the homeownership gap between active-duty servicemembers and the nonmilitary population, according to a recent report from the Urban Institute’s Housing Finance Policy Center.

FHA to host stakeholder meeting on new reconsideration of value requirements; former Ginnie Mae executive joins the Housing Policy Center; and more news in brief.

Attorney Marty Green said the Supreme Court decision restores equilibrium by no longer requiring courts to place undue weight on a federal agency’s interpretation of laws...

The nonbank lender has faced numerous actions from the CFPB since 2019 for alleged intentional misreporting of HMDA data.