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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

FHA Loss Mit Saving MMIF Billions, Study Suggests

July 11, 2025
Emmeline Willey
FHA’s loss-mitigation programs have historically saved the mutual mortgage insurance fund billions by avoiding dispositions, according to a new analysis.
Read More

Changes to Student Loan Repayments Could Hit FHA Borrowers

July 11, 2025
Emmeline Willey
FHA borrowers are more likely to have student loans than other types of mortgage holders, exposing them to the upcoming changes to student loan repayment plans.
Read More

Around the Industry

July 11, 2025
Emmeline Willey
FHA delays multifactor authentication compliance; FHA speeds up refis for residential care facilities; HUD announces more rescissions to anti-bias appraisal policies.
Read More

VA Home Loan Division Short-Staffed and Under-Trained

July 10, 2025
Emmeline Willey
Industry stakeholders raised concerns about the lack of staffing and training of employees at the VA’s mortgage program.
Read More

HUD, USDA Revisit Energy Standards

July 10, 2025
Emmeline Willey
The agencies are seeking feedback as they reconsider updated energy codes imposed on new residential construction.
Read More

Mortgage Tech Platform Pauses as Investors Bail

July 3, 2025
Emmeline Willey
RealKey, an automated loan processing platform, paused operations at the end of May. The startup’s CEO said the investment community has shied away from the mortgage tech space.
Read More

Housing Affordability Crisis Persists, Researchers Say

July 3, 2025
Emmeline Willey
The gap between wages and homeownership costs widened in the second quarter of 2025, although it showed signs of stabilization on an annual basis.
Read More

Some Bipartisan Support for Home-Rehab Tax Credit

July 3, 2025
Emmeline Willey
The tax credit would cover the difference between the cost of rehabilitation and the price the property fetches in a sale to a buyer with an income well below the area median.
Read More

Correspondents Gain Share in Government Market

July 2, 2025
Emmeline Willey
PennyMac was the top correspondent lender of government mortgages in 1Q25.
Read More

HUD Unveils ‘Bold’ FHA Changes, Including Appraisal and Flood Alterations

June 30, 2025
Emmeline Willey
FHA also lowered restrictions on building in areas with flood risk.
Read More
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