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Home » Authors » Emmeline Willey

Articles by Emmeline Willey

Broeksmit Touts Benefits of Basel Re-Proposal

April 30, 2026
Emmeline Willey
Bob Broeksmit, president and CEO of the Mortgage Bankers Association, believes the Basel III re-proposal would allow banks engaged in the mortgage business to further expand their operations.
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CHLA Pushes for FHA, GSE Reforms to Help Gen Zers

April 30, 2026
Emmeline Willey
Community Home Lenders of America recommended a slew of policy changes to solve the home affordability crisis.
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OCC Settles With Federal Savings Bank Over FTC Act Violations

April 30, 2026
Emmeline Willey
According to the order, Chicago-based Federal Savings Bank sent millions of advertisements, telling consumers that they had “available funds” and should contact the bank; the ads were actually for a VA cash-out refi.
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M&T Bank Expects Strong Returns From FHA Subservicing

April 29, 2026
Emmeline Willey
M&T Bank expects its FHA servicing business will have strong returns in the second half of this year.
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Bayview Tops Ginnie Servicers, Passing Freedom in 1Q

April 28, 2026
Emmeline Willey
Bayview handled a $436.71 billion Ginnie portfolio as of the end of March, up 1.5% from the end of 2025.
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PIMCO Believes Builder Buydowns Are Inflating Home Values

April 27, 2026
Emmeline Willey
Daniel Hyman, a portfolio manager at PIMCO, said in a recent report that the buydowns lead to new-build homes selling at an inflated value that a homeowner is unlikely to match when they try to sell later.
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Mixed Trends for Largest Ginnie Servicers in 1Q

April 24, 2026
Emmeline Willey
Some of the largest servicers of loans in Ginnie Mae mortgage-backed securities saw portfolios shrink in the first quarter, according to a new ranking and analysis by Inside FHA/VA Lending. (Includes four data tables.)
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PIMCO Calls on FHA, Ginnie to Rein In Buydown Price Inflation

April 24, 2026
Emmeline Willey
Investment firm PIMCO believes FHA and Ginnie Mae should tackle builder buydowns to lower housing costs.
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USDA Seeks to Exclude Commission Fees From Concession Limits

April 24, 2026
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service proposed excluding real estate commission fees from interested party contributions as part of an effort to lower closing costs for buyers.
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Some FHA Loan Deterioration Not Explained By Policy Changes

April 24, 2026
Emmeline Willey
The Mortgage Bankers Association’s chief economist warned of some deterioration in FHA loan pools, even as the industry and Ginnie Mae write off the recent increase in delinquencies as an immaterial consequence of altered modification timelines.
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