“The only thing that’s on the table for them to do are these two bills,” said TD Securities Managing Director Jaret Seibert.

Recent research revealed how borrowers adjust their usage of buy now, pay later loans before and after a home purchase, but more data are needed to understand how the loans are being used.

The agency will exclude FHA mortgages on trial payment plans when calculating an issuer’s delinquency ratio.

Bob Broeksmit, president and CEO of the Mortgage Bankers Association, believes the Basel III re-proposal would allow banks engaged in the mortgage business to further expand their operations.

Community Home Lenders of America recommended a slew of policy changes to solve the home affordability crisis.

According to the order, Chicago-based Federal Savings Bank sent millions of advertisements, telling consumers that they had “available funds” and should contact the bank; the ads were actually for a VA cash-out refi.

M&T Bank expects its FHA servicing business will have strong returns in the second half of this year.

Bayview handled a $436.71 billion Ginnie portfolio as of the end of March, up 1.5% from the end of 2025.

Daniel Hyman, a portfolio manager at PIMCO, said in a recent report that the buydowns lead to new-build homes selling at an inflated value that a homeowner is unlikely to match when they try to sell later.

Some of the largest servicers of loans in Ginnie Mae mortgage-backed securities saw portfolios shrink in the first quarter, according to a new ranking and analysis by Inside FHA/VA Lending. (Includes four data tables.)