The National Consumer Law Center is urging states to restrict the annual percentage rate at 36% for loans with balances of up to $1,000 and lower limits for larger loans.

An Arizona district court determined that Sun West Mortgage Company and its foreclosure counsel didn’t violate the Truth in Lending Act or the Fair Debt Collection Practices Act in a foreclosure lawsuit.

Maryland enacts new regulations governing shared-appreciation agreements; CFPB issues 2025 threshold adjustments.

Digitization will speed up the lending process and can lead to lower interest rates for borrowers, according to Anne Canfield, partner at The Majority Group.

While major rulemakings will pause until a new presidential administration takes over, work will continue on proposed rules, according to regulatory agency leaders.

Although existing home sales rose in October, the housing market is on track for its worst year in over a decade, according to Molly Boesel, principal economist at CoreLogic.

The student loan ABS trusts and two industry trade groups have filed separate petitions asking the Supreme Court to review the case.

Investor interest in bank credit-risk transactions is expected to grow even if the transactions face regulatory challenges.

The agency heads at the FDIC, OCC and Federal Reserve said they don't foresee any major rulemakings moving forward before the next administration takes over.

Bank noncompliance with RESPA remained a top issue for the Fed in 2023.