The final rule eliminating disparate impact from enforcement of the Equal Credit Opportunity Act was issued as it was proposed in November, despite more than 64,000 comments on the proposal.

The trade group called for the CFPB to implement regulatory reforms across the board so that all sizes of lenders can see lower costs and boost mortgage access.

The initiative could face regulatory hurdles, attorneys warned.

Increases were recorded across all four complaint categories, covering both servicing and originations.

Mortgage industry participants largely backed the proposed rule while consumer advocates had strong opposition.

NTEU argues that the appeals court should allow the district court to review the staffing plan, but without a specific deadline.

The National Treasury Employees Union said the DC District Court should take up the review of the Trump administration’s revised layoff plan for the CFPB. However, the union said it opposes the administration’s 45-day timeline for the review.

Consumer complaints regarding both mortgage originations and servicing increased during the first quarter of 2026. (Includes two data tables.)

With the Trump administration working under CRA requirements set in 1995, fair housing advocates asked states to step up and implement their own CRA laws.

As part of its ongoing “deregulatory agenda,” the CFPB said it is focused on reconsidering the Section 1071 and Section 1033 final rules and potentially pursuing a rulemaking under ECOA.