Short Takes: New Investors? / A Jumbo MBS With a Twist / Reinstating HUD Workers? / How Much of a Rate Cut? / A Rocket Retirement September 15, 2025 Brandon Ivey, Shannon Clark, and Paul Muolo The Fed rate cut? The odds presently focus on a 25-basis-point trim on the short end of the stick.Read More
Rising Flood Insurance Costs Trouble Borrowers September 12, 2025 Shannon Clark A growing share of homeowners are more concerned about increasing flood insurance premiums than actual flood damage to their properties, according to new research by the CFPB.Read More
Pulte Zeroes in on Credit Union Regulation September 11, 2025 Shannon Clark FHFA Director Bill Pulte raised concerns about unidentified risks posed by credit unions to financial markets.Read More
MBA Backs Subservicer in Prepayment Lawsuit Appeal September 11, 2025 Shannon Clark A district court had ruled in favor of the subservicer, noting that the borrower lawsuit was “no more than a billing dispute.”Read More
Jumbo Servicing Rising After Dip in 2024 September 11, 2025 Shannon Clark The group of servicers handled $1.51 trillion of jumbos at the end of June, up 0.7% from the end of March.Read More
CFPB Considering Changes to ATR/QM Rule September 5, 2025 Shannon Clark There's no timeframe yet for potential adjustments to the ATR rule.Read More
Rising Tariffs Straining Auto ABS Market September 4, 2025 Shannon Clark Higher vehicle and auto part prices are deterring new auto sales, according to Moody’s Ratings.Read More
MBA Seeks Grace Period for NMLS Call Report Changes September 4, 2025 Shannon Clark The trade group said the current implementation timeline isn’t long enough for compliance with the new Mortgage Call Report requirements.Read More
CFPB Scrutiny of Nonbank Companies Likely to Continue September 4, 2025 Shannon Clark Nonbanks’ mortgage-related activity will still qualify for CFPB supervision, even as the regulator looks to reduce its authority.Read More
CFPB Proposes Reducing Supervision of Nonbanks September 3, 2025 Shannon Clark A proposal from the CFPB would limit the bureau's ability to designate nonbanks for supervision.Read More