The trade group addressed common pay-history questions ranging from recency expectations to credit reports as a source of payment history.

CFPB Acting Director Russell Vought noted his disagreement with the court’s opinion in his funding request to the Fed. Vought’s time at the bureau is on the clock under the Federal Vacancies Reform Act.

HUD said its prior assertion that the disparate-impact regulations provided “clarity and predictability” is diminished following the Supreme Court decision overruling the Chevron framework.

The New York Department of Financial Services adopted a new regulation to implement a 2021 law extending the state’s Community Reinvestment Act requirements to nonbanks.

A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.

The bureau was said to have been planning to move its enforcement actions to the DOJ in preparation for a potential lapse in funding.

The bureau submitted to Judge Amy Berman Jackson’s decision finding that a lapse in appropriations would violate a preliminary injunction and directing the Trump administration to fund the CFPB.

A November plan to transfer the bureau’s active enforcement actions to the Department of Justice appears to no longer be in the works, according to an industry attorney.

The mortgage lender had sought to settle allegations of gender discrimination and sexual harassment through arbitration.

The move clarifies that the Equal Credit Opportunity Act doesn’t prohibit lenders’ consideration of immigration status when evaluating credit applications.