Long Timeline for New Credit Score Models at GSEs April 5, 2023 Dennis Hollier New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.Read More
Fannie/Freddie Mandated Repurchases Ease April 3, 2023 John Bancroft It stands to reason that the largest originators get hit with the highest volume of repurchase requests from the GSEs...Read More
G-Fees Inadequately Low? Depends on Capital Requirements March 31, 2023 Dennis Hollier What's a proper g-fee level? A former Freddie CEO weighs in...Read More
GSEs to Expand Use of Payment Deferrals March 30, 2023 Dennis Hollier The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.Read More
In New Book, Former FHFA Chief Takes a Few Shots at Nonbanks March 22, 2023 Dennis Hollier Calabria, an economist by training, also shows little sympathy for nonbank mortgage servicers.Read More
Lenders Charging for 'Unobservable' Risks on GSE Loans March 22, 2023 Dennis Hollier The authors looked at private data from FHFA’s Mortgage Loan Integrated System...Read More
Surprise: FHFA Delays Implementation of DTI Fees March 16, 2023 Dennis Hollier The move by Thompson gives seller-servicers more time to prepare...Read More
A Significant Appraisal Change From Fannie Mae? March 8, 2023 Dennis Hollier The government-controlled mortgage giant seems to be transitioning away from traditional appraisals...Read More
Trouble Expected in Implementing FICO 10T and VantageScore 4.0 March 7, 2023 Dennis Hollier Every single model that will use the new credit scores will have to refitted...Read More
February, a Tough Month for GSE Loan Sales March 6, 2023 Dennis Hollier The top three sellers for February: UWM, PennyMac Financial and Rocket Mortgage...Read More
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