https://www.insidemortgagefinance.com/rss en-us jdohnert@imfpubs.com The release is expected to help lenders and investors evaluate the performance of FICO 10T. http://www.insidemortgagefinance.com/articles/237903 Thu, 02 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237903-gses-release-historical-datasets-for-fico-10t jbancroft@imfpubs.com Seller repurchases of defective loans from the government-sponsored enterprises fell in the first quarter to their lowest level since 2020. http://www.insidemortgagefinance.com/articles/237878 Tue, 30 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237878-gse-buybacks-fall-to-lowest-level-since-2020 dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses bivey@imfpubs.com The GSE’s investment portfolio stood at $137.22 billion, down 3.2% from April. http://www.insidemortgagefinance.com/articles/237862 Fri, 26 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237862-freddie-macs-investment-portfolio-shrinks-in-may bivey@imfpubs.com The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks. http://www.insidemortgagefinance.com/articles/237863 Fri, 26 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237863-mbs-participants-want-changes-to-basel-re-proposal jbancroft@imfpubs.com A total of $545.80 billion of non-agency MBS backed by single-family mortgages was outstanding at the end of March. http://www.insidemortgagefinance.com/articles/237826 Wed, 24 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237826-non-agency-share-of-mbs-outstanding-up-in-first-quarter dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com Ginnie Mae’s share of total residential servicing outstanding increased to 18.5% as of the end of March. http://www.insidemortgagefinance.com/articles/237799 Thu, 18 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237799-ginnie-gains-more-servicing-share-during-first-quarter bivey@imfpubs.com The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.” http://www.insidemortgagefinance.com/articles/237764 Tue, 16 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237764-fhfa-seeks-fraud-enforcement-power-from-congress bivey@imfpubs.com Rocket Companies is marketing a $706.0 million securitization of closed-end second liens. http://www.insidemortgagefinance.com/articles/237766 Tue, 16 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237766-short-takes-large-ces-securitization-from-rocket-wells-and-3d-printed-homes-namb-calls-for-delay-of-gse-condo-changes-pennymac-using-aws-ai-for-originations-servicing dhollier@imfpubs.com Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it. http://www.insidemortgagefinance.com/articles/237752 Mon, 15 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237752-uad-36-adoption-picks-up-ahead-of-deadline bivey@imfpubs.com Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026. http://www.insidemortgagefinance.com/articles/237741 Fri, 12 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237741-jumbo-mortgage-gaining-share-in-originations jdohnert@imfpubs.com Silvio Tavares, president and CEO of VantageScore, downplayed concerns that some originators would use both classic FICO scores and VantageScore 4.0 in the underwriting process and pick the better of the two scores to qualify a borrower. http://www.insidemortgagefinance.com/articles/237721 Thu, 11 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237721-vantagescore-ceo-brushes-off-lender-choice-concerns jbancroft@imfpubs.com The agencies securitized $30.31 billion of rate-term refis in May, a 32.6% decline from April. http://www.insidemortgagefinance.com/articles/237687 Tue, 09 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237687-refis-drag-down-agency-mbs-issuance-in-may bivey@imfpubs.com Some $12.26 million of mortgages originated using VantageScore were included in GSE MBS issued in May. http://www.insidemortgagefinance.com/articles/237691 Tue, 09 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237691-short-takes-vantagescore-loans-trickle-in-to-gse-mbs-rocket-plans-large-debt-offering-concerns-about-concentration-in-non-qm-servicing jdohnert@imfpubs.com The Florida-based bank has agreed to sell its third-party originations channel to Mortgage Forward, part of the Great Lakes Credit Union family. http://www.insidemortgagefinance.com/articles/237686 Mon, 08 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237686-short-takes-first-federal-sells-tpo-channel-trump-keeps-door-open-on-gse-ipo-pulte-dni-appointment-only-temporary bivey@imfpubs.com Cash window acquisitions by the GSEs look to be cutting into the volume of production flowing to correspondent aggregators. http://www.insidemortgagefinance.com/articles/237676 Fri, 05 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237676-correspondent-chanel-loses-more-share-in-first-quarter bivey@imfpubs.com It's not clear how the GSEs are applying loan level price adjustments to mortgages underwritten with VantageScore. http://www.insidemortgagefinance.com/articles/237679 Fri, 05 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237679-gses-treatment-of-vantagescore-a-black-box bivey@imfpubs.com “There needs to be more clarity on how the GSEs participate in this space,” said Barath Sankaran, a portfolio manager of mortgages at Loomis Sayles. http://www.insidemortgagefinance.com/articles/237678 Fri, 05 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237678-gse-mbs-investors-frustrated-by-trump-administration bivey@imfpubs.com UWM is willing to revise the terms of its offer to acquire Two Harbors Investment. http://www.insidemortgagefinance.com/articles/237680 Fri, 05 Jun 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237680-short-takes-uwm-wants-to-negotiate-more-pilot-participants-big-swings-by-vantagescore-ceo-optimal-blue-integrates-fico-10t dhollier@imfpubs.com In a Truth Social post, President Trump said Pulte will serve simultaneously as FHFA director and acting director of National Intelligence, overseeing national security matters conducted by 18 federal intelligence agencies. http://www.insidemortgagefinance.com/articles/237636 Wed, 03 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237636-pulte-tapped-for-acting-dni dhollier@imfpubs.com Freddie Mac tools are helping lenders increase efficiency and reduce costs, according to Sonu Mittal, head of Freddie’s single-family acquisitions division. http://www.insidemortgagefinance.com/articles/237643 Wed, 03 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237643-freddie-touts-cost-savings-for-lenders-with-its-tools nbhatia@imfpubs.com Purchase-mortgage volume declined 14.3% on a sequential basis, while refinances were up 8.0%. The rise was propelled by FHA refis, which grew 6.2% from the fourth quarter to $24.06 billion. http://www.insidemortgagefinance.com/articles/237621 Mon, 01 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237621-fha-boosts-share-of-refis-with-primary-mi bivey@imfpubs.com “There’s a tremendous economic incentive to adopt VantageScore, it’s just gonna take some time to work it through,” said Chris Cartwright, CEO of TransUnion. http://www.insidemortgagefinance.com/articles/237602 Thu, 28 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237602-short-takes-widespread-vantagescore-adoption-unlikely-this-year-pending-home-sales-decline-pennymac-offers-ginnie-msr-securitization-mortgage-usage-increases-for-home-purchases jdohnert@imfpubs.com Robert Johnson, head of originations at Newrez, said the process went much more smoothly than he expected. http://www.insidemortgagefinance.com/articles/237567 Tue, 26 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237567-lenders-seeing-success-in-vantagescore-pilot-with-gses dhollier@imfpubs.com “If [the GSEs] are going to distribute them into securities,” said Bose George, a managing director of Keefe, Bruyette & Woods, “I assume there’ll be some sort of pay-up for these loans, because people don’t know the performance yet.” http://www.insidemortgagefinance.com/articles/237557 Fri, 22 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237557-agency-mbs-investors-could-ding-loans-with-vantagescore bivey@imfpubs.com Even officials at Experian aren’t sure how many lenders are participating in the pilot. http://www.insidemortgagefinance.com/articles/237542 Thu, 21 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237542-gse-vantagescore-pilot-secrecy-extends-to-credit-bureau bivey@imfpubs.com The GSEs have differing loan level price adjustments for classic FICO and VantageScore 4.0, according to VantageScore. http://www.insidemortgagefinance.com/articles/237544 Thu, 21 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237544-short-takes-gses-adjust-llpas-mortgage-defect-rate-down-slightly-heloc-securitization-picks-up-pending-home-sales-decline bivey@imfpubs.com The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran. http://www.insidemortgagefinance.com/articles/237523 Wed, 20 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237523-gse-crt-issuance-increases-in-first-quarter bivey@imfpubs.com Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants. http://www.insidemortgagefinance.com/articles/237514 Tue, 19 May 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237514-credit-score-providers-tout-expanded-mortgage-borrower-pool