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FHFA Finalizes DTS Rule on Colonias

April 13, 2023
Dennis Hollier
The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.
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UWM Brings Back 1% Down Loans

April 12, 2023
Dennis Hollier
The revived program means United Wholesale Mortgage will eat 2% of the home price (up to $4,000) in the form of downpayment assistance.
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Lenders Frustrated by Wave of GSE Buybacks

April 11, 2023
Paul Muolo
Lenders interviewed by Inside MBS & ABS said they are receiving more buyback requests than before.
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GSEs Update Equitable Housing Finance Plans

April 6, 2023
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.
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FHFA Data Fueling Looks into Appraisal Bias

April 6, 2023
Dennis Hollier
The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.
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Long Timeline for New Credit Score Models at GSEs

April 5, 2023
Dennis Hollier
New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.
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Fannie/Freddie Mandated Repurchases Ease

April 3, 2023
John Bancroft
It stands to reason that the largest originators get hit with the highest volume of repurchase requests from the GSEs...
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G-Fees Inadequately Low? Depends on Capital Requirements

March 31, 2023
Dennis Hollier
What's a proper g-fee level? A former Freddie CEO weighs in...
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GSEs to Expand Use of Payment Deferrals

March 30, 2023
Dennis Hollier
The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.
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In New Book, Former FHFA Chief Takes a Few Shots at Nonbanks

March 22, 2023
Dennis Hollier
Calabria, an economist by training, also shows little sympathy for nonbank mortgage servicers.
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