Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it.

Loans with balances above the baseline conforming loan limit accounted for 16.4% of total originations in the first quarter of 2026.

Silvio Tavares, president and CEO of VantageScore, downplayed concerns that some originators would use both classic FICO scores and VantageScore 4.0 in the underwriting process and pick the better of the two scores to qualify a borrower.

The agencies securitized $30.31 billion of rate-term refis in May, a 32.6% decline from April.

Some $12.26 million of mortgages originated using VantageScore were included in GSE MBS issued in May.

The Florida-based bank has agreed to sell its third-party originations channel to Mortgage Forward, part of the Great Lakes Credit Union family.

Cash window acquisitions by the GSEs look to be cutting into the volume of production flowing to correspondent aggregators.

It's not clear how the GSEs are applying loan level price adjustments to mortgages underwritten with VantageScore.

“There needs to be more clarity on how the GSEs participate in this space,” said Barath Sankaran, a portfolio manager of mortgages at Loomis Sayles.

UWM is willing to revise the terms of its offer to acquire Two Harbors Investment.