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Fannie Warns of Appraisal Fraud in Texas, Florida

January 23, 2024
Dennis Hollier
The government-sponsored enterprise said it has identified a significant number of fraudulent appraisals tied to mortgages originated between 2021 and 2023.
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Share of Agency Business With MI Rises in 2023

January 19, 2024
John Bancroft
The primary MI share in the agency market rose from 50.4% in 2022 to 62.9% in 2023.
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CHLA Calls for Maintaining Tri-Merge Credit Score Process

January 19, 2024
Brandon Ivey
If the government-insured mortgage programs don't follow FHFA in shifting to a bi-merge process, then it's not worth making the switch for GSE loans, according to CHLA.
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Agency MSR Transfers Slow in Fourth Quarter

January 18, 2024
John Bancroft
Agency MSR transfers declined by 27.5% in the fourth quarter, to $219.05 billion
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Sales to GSEs Fall Off in 2023, UWM Remains Leader

January 17, 2024
Dennis Hollier
The dollar volume of mortgages going to Fannie Mae and Freddie Mac declined by 47.3% compared with 2022.
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Lockhart Suggests GSEs Make Their Case to End Conservatorship

January 16, 2024
Dennis Hollier
"What Fannie and Freddie and the FHFA should be doing is trying to convince Congress it’s time to get them out of conservatorship," said James Lockhart, the former director of the Federal Housing Finance Agency.
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CrossCountry Shifts to FICO 10 T, a First for MBS

January 9, 2024
Brandon Ivey
Mandatory use of FICO Score 10 T with the government-sponsored enterprises isn't scheduled until the third quarter.
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GSEs Urged to Align With HUD on Energy Codes

January 9, 2024
Dennis Hollier
A coalition including Climate Nexus, the American Lung Association, the Sierra Club and the Lincoln Institute of Land Policy weighed in on GSE policy.
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GSE Buybacks Drop in Third Quarter

January 3, 2024
John Bancroft
Buybacks from the GSEs declined by 29.0% in the third quarter compared with the previous quarter.
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Industry Demands More Data From FHFA on Credit Score Changes

December 22, 2023
Dennis Hollier
A coalition of most of the major mortgage industry participants says FHFA and the GSEs should be more transparent about how they assessed and validated the new credit score models.
Read More
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