It would take Congressional action to create an explicit guarantee, a scenario almost no one expects to happen.

The GSEs didn't provide a revised timeline for implementing bi-merge credit score policies.

The analysts said only legislation by Congress can address the government guarantee currently applied to Fannie Mae and Freddie Mac.

Deliveries of rate-term refinances into agency MBS declined by almost 40% on a monthly basis in December.

If Congress takes up GSE reform, Mark Calabria, who served as director of the Federal Housing Finance Agency during the first Trump administration, has some suggestions.

If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.

The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.

The big gains came in high-LTV refinances, which surged to 13.6% of the sample, a 7.05 percentage point increase.

Despite the similarities in results from the scoring models, there are some major differences in how the scores are constructed.

For the first time in 33 years, Freddie out bought its crosstown rival...