Economists Conclude: Second-Home LLPAs Didn't Work Out as Expected April 28, 2025 Dennis Hollier The researchers said, "Despite these large effects, we find no evidence of an offsetting increase in lending for primary residences.”Read More
Short Takes: Otting’s Pay at Flagstar / A Few Words on the CFPB From KBRA / Dems Want Some Answers on Pulte / A New Hire for CMG JV April 28, 2025 Paul Muolo Committee members want the OIG to determine whether Pulte has violated federal laws and regulations.Read More
Pulte Touts Future Stability, Growth at GSEs April 22, 2025 Brandon Ivey Since he was appointed by President Trump as FHFA’s leader, Pulte has revamped board membership at the GSEs and fired Freddie’s CEO.Read More
GSE Ratings Could See Downgrade if Conservatorship Ends April 22, 2025 Dennis Hollier Because they’re currently in conservatorship, S&P still rates GSE senior debt as if it were the sovereign credit of the U.S., at AA+.Read More
Delinquencies on Agency MBS Decline in First Quarter April 17, 2025 Brandon Ivey It’s the third year in a row that delinquencies declined in the first quarter following an increase the previous quarter.Read More
Smaller Lenders Seek to Maintain Some GSE Practices April 17, 2025 Dennis Hollier The Community Home Lenders of America opposes any attempt to reduce the footprint of the GSEs.Read More
Short Takes: Powell on Tariffs / Pulte Threatens Mortgage ‘Recall’ / New Credit Score Model From VantageScore / RTL Securitization From Temple View April 17, 2025 Brandon Ivey “The level of the tariff increases announced so far is significantly larger than anticipated,” said Fed Chair Jerome Powell.Read More
Ackman Pitches Re-Privatization of GSEs April 16, 2025 Dennis Hollier Pershing Square founder Bill Ackman says both GSEs could exit conservatorship by the end of 2027 if certain assumptions are met.Read More
Short Takes: New Leader at Ginnie / Mortgage Applications Slow / Appraisal Relief Tied to LA Wildfires / FHFA Seeks Fraud Tips April 16, 2025 Brandon Ivey Joseph Gormley is the new executive vice president and chief operating officer at Ginnie Mae.Read More
Large Nonbank Share of GSE MBS Issuance Increases April 15, 2025 Dennis Hollier Large nonbanks accounted for 52.6% of mortgages delivered to the government-sponsored enterprises in the first quarter of 2025.Read More
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