The new scorecard highlights modest changes in the regulator's priorities for the GSEs.

Lenders supported the regulator’s decision to lower some of the goals from the 2022-2024 rule.

Because Fannie’s book of business is by far the larger, it’s more impacted by the stability capital buffer than Freddie.

Much of the decline was the result of a change in how Freddie Mac classifies loans subject to a repurchase claim for which the seller has provided a remedy.

The re-proposal elicited just three comments, unlike the flood unleashed by the initial proposal.

The Congressional Budget Office looked at eliminating the high-cost loan limit or extending an add-on to the guarantee fee charged by the GSEs.

Joshua Rosner, managing director at Graham Fisher, a consulting firm, suggested that calls for an explicit government guarantee for GSE MBS are absurd.

In the third quarter, conforming jumbos accounted for 5.4% of total agency business.

“For MBA, the most critical issue to address before releasing the GSEs is the establishment of an explicit federal backstop for mortgage-backed securities,” according to Bob Broeksmit, president and CEO of the Mortgage Bankers Association.

The GSE loan limit for high-cost areas will increase to as much as $1,209,750 for one-unit properties in 2025.