In early September, the FCC released a draft report and order that would establish new safeguards against spoof calls and texts.

The CFPB is looking into whether it’s necessary to recertify a borrower’s ability to repay a rate-term refi as the borrower will be receiving a lower interest rate and mortgage payment and has already proven through a standard mortgage their ability to pay their loan.

Credit unions and small community banks opposed the idea of incentive membership programs at the Federal Home Loan Banks.

A bill to limit trigger leads has bipartisan support and was included in a defense appropriations bill in the Senate during September.

With interest rates declining, mortgage fraud is a growing concern.

A downpayment assistance program “polls great” but “we are just not going to see” it unless Democrats have a supermajority of the Senate, said David Dworkin, president and CEO of the National Housing Conference.

Currently, a handful of states have specific regulations for HEIs and federal oversight is limited as the Consumer Financial Protection Bureau is evaluating the market.

An affiliate of JPMorgan Chase was the winning bidder on an auction by Freddie Mac of nonperforming loans with a balance of $188.3 million.

FHA said the revisions more closely align with computer-security incident notification standards crafted by the federal banking agencies.

FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.