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Home » Topics » IMFnews » Regulatory

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Mortgage Market Cautiously Optimistic on Pulte at FHFA

January 29, 2025
Dennis Hollier
FHFA directors have typically been technocrats with backgrounds in housing finance or federal regulation.
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MBA Asks CFPB to Delay Nonbank Registry Rule

January 27, 2025
Shannon Clark
The trade group asks that compliance deadlines for the bureau's nonbank registry rule be postponed for at least 60 days.
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Lower FHA Premiums? Hah!

January 27, 2025
Brandon Ivey
A former GSE regulator said if the new administration isn’t willing to reduce FHA premiums, it should reset expectations for the capital ratio of the MMIF.
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Maryland Licensing Regulation a Major Issue for MBS

January 24, 2025
James Dohnert
Some non-agency MBS issuers are excluding Maryland loans from transactions due to the new regulation.
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Mortgage Complaints to CFPB Decline in 2024

January 23, 2025
Shannon Clark
Consumers submitted 21,173 mortgage-related complaints to the CFPB last year, the lowest number since the bureau opened its door.
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Short Takes: Chopra Still Leading CFPB / Foreclosure Starts Spike / Newfi Invests in Business-Purpose Lender / Jumbo MBS From Citi / Expanded-Credit MBS Holding Up

January 23, 2025
Brandon Ivey
Trump is widely expected to replace Rohit Chopra at the CFPB, but that hasn't happened yet.
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State Regulators Plan Continued Focus on Nonbank Servicers

January 22, 2025
Shannon Clark
Conference of State Bank Supervisors CEO Brandon Milhorn provided a look at state regulators' priorities.
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Trump Issues Housing Directive, Regulatory Review

January 21, 2025
Brandon Ivey
Trump directed federal agencies to identify ways to lower the cost of housing and expand housing supply.
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Short Takes: One Last Mortgage Enforcement Action From Chopra’s CFPB / Big Banks Offer Relief in CA / Escrow Confusion / Mortgage-Related Income Down at DR Horton

January 21, 2025
Brandon Ivey
Draper & Kramer will be prohibited from residential mortgage lending activities for five years, though the CFPB noted that Draper & Kramer wound down its operations last year.
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Trump Nominates Bill Pulte for FHFA Director

January 17, 2025
Dennis Hollier
The president-elect said Bill Pulte will help “restore the American Dream for all.”
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