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Home » Topics » IMFnews » Regulatory

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CFPB Shifts Position in Lawsuit Challenging Data Collection

February 5, 2025
Shannon Clark
Compliance deadlines with the Section 1071 data-collection rule are set to start in July but could be postponed.
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Consumer Complaints Filed With CFPB Double in 2024

February 4, 2025
Shannon Clark
Issues relating to credit reports accounted for 86.6% of all complaints in 2024.
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Cenlar Ponders Warehouse Lending, MSR Finance, More

February 3, 2025
Paul Muolo
To its credit, the privately held Cenlar has made numerous moves to please the OCC.
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Savings From Fannie Title Pilot Could Reach $2B Over Time

February 3, 2025
Dennis Hollier
Note: The Fannie title pilot is scheduled to sunset in May 2026.
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Mortgage Market Cautiously Optimistic on Pulte at FHFA

January 29, 2025
Dennis Hollier
FHFA directors have typically been technocrats with backgrounds in housing finance or federal regulation.
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MBA Asks CFPB to Delay Nonbank Registry Rule

January 27, 2025
Shannon Clark
The trade group asks that compliance deadlines for the bureau's nonbank registry rule be postponed for at least 60 days.
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Lower FHA Premiums? Hah!

January 27, 2025
Brandon Ivey
A former GSE regulator said if the new administration isn’t willing to reduce FHA premiums, it should reset expectations for the capital ratio of the MMIF.
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Maryland Licensing Regulation a Major Issue for MBS

January 24, 2025
James Dohnert
Some non-agency MBS issuers are excluding Maryland loans from transactions due to the new regulation.
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Mortgage Complaints to CFPB Decline in 2024

January 23, 2025
Shannon Clark
Consumers submitted 21,173 mortgage-related complaints to the CFPB last year, the lowest number since the bureau opened its door.
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Short Takes: Chopra Still Leading CFPB / Foreclosure Starts Spike / Newfi Invests in Business-Purpose Lender / Jumbo MBS From Citi / Expanded-Credit MBS Holding Up

January 23, 2025
Brandon Ivey
Trump is widely expected to replace Rohit Chopra at the CFPB, but that hasn't happened yet.
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