Short Takes: OCC Approves Flagstar Move / Fannie Preps CRT / Rithm, Champions Team on Another Expanded-Credit MBS / Mortgage Share of Home Purchases Up Slightly October 7, 2025 Brandon Ivey By eliminating its bank holding company, Flagstar Bank will drop the Federal Reserve as a regulator.Read More
Non-Agency Issuance Already Outstrips Last Year's Total October 6, 2025 Abby Zimmardi The top prime jumbo and expanded-credit issuer so far this year: JPMorgan Chase.Read More
FHA-Only Ginnie Pools Considered for VA Refi Issue October 3, 2025 Emmeline Willey FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.Read More
FHFA Withdraws 3 Biden-Era Proposed Rules October 3, 2025 Brandon Ivey One proposal targeted liquidity requirements for the GSEs and the other two proposals involved the Federal Home Loan Banks.Read More
Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights October 3, 2025 Brandon Ivey FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.Read More
Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
Lending and Servicing Earnings Improve in Second Quarter October 1, 2025 John Bancroft Publicly-traded mortgage companies saw increases in earnings from both lending and servicing during the second quarter of 2025.Read More
FHFA to Propose Reducing Certain GSE Housing Goals October 1, 2025 Brandon Ivey Goals for acquisitions of purchase mortgages for low-income borrowers would be reduced under the proposal.Read More
Redwood Boosting Issuance of Jumbo MBS October 1, 2025 Brandon Ivey Redwood is marketing a $684.6 million jumbo mortgage-backed security.Read More
Slight Shifts in MBS Investor Profile During Second Quarter September 30, 2025 John Bancroft Money market managers and insurance companies increased their holdings of single-family MBS during the second quarter.Read More
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