U.S. Bank Increases Originations, Mortgage Revenue in Third Quarter October 16, 2025 Brandon Ivey Both originations and mortgage revenue increased at U.S. Bank in the third quarter.Read More
Characteristics of GSE Deliveries Diverge in Third Quarter October 16, 2025 Namrata Bhatia Underwriting for purchase mortgages remained strong while standards for refis loosened somewhat among deliveries to the GSEs in the third quarter.Read More
FHFA’s OIG Cites Vulnerabilities in Public-Facing System October 16, 2025 Dennis Hollier FHFA's Office of Inspector General found that FHFA's community support program website “lacked fundamental safeguards,” such as user authentication, access control and privacy documentation.Read More
Short Takes: FHFA Seeks Comments on New Strategic Plan / Exchange for CRA Loans / CRE Finance Council Adjusts DC Symposium Due to Shutdown / Agency MBS REIT Profitable in 3Q October 16, 2025 Brandon Ivey FHFA's proposed strategic plan includes an emphasis on combating fraud and misconduct.Read More
Large Nonbanks Lose Some Share in 3Q GSE Business October 15, 2025 Dennis Hollier Market share of GSE business from large nonbanks fell from 56.1% for deliveries in the second quarter of 2025 to 53.8% in the third quarter.Read More
Pennymac Sending Traditional GSE-Eligible Loans to Non-Agency MBS October 15, 2025 Brandon Ivey Pennymac is set to issue a $291.7 million non-agency mortgage-backed security with GSE-eligible mortgages for primary residences.Read More
Short Takes: Santander Bank Issuing its First HEL Securitization / Home Equity Loan Awareness Lacking / Free Instacart+ for Mesa Members / UWM and Bilt Plan 2026 Rollout October 15, 2025 Brandon Ivey Santander Bank is marketing a $289.3 million securitization of closed-end second liens, a first for the bank.Read More
Mixed Trends for MI Volume in Agency MBS Market October 14, 2025 Namrata Bhatia Loans without mortgage insurance gained some share in the agency MBS market during the third quarter.Read More
Short Takes: Experian Offering VantageScore Free With Bundle / Angelo Gordon’s Expanded-Credit MBS Issuance Slowing / New Intent Index / LendingTree Founder Dies in ATV Accident October 14, 2025 Brandon Ivey Experian joined Equifax in offering free VantageScore 4.0 scores to mortgage lenders that buy certain score bundles.Read More
HEL MBS Issuance Reaches Highest Levels Since 2007 October 13, 2025 John Bancroft Rocket was the top issuer of HEL deals in the third quarter, increasing its issuance 27.8% from the second quarter.Read More