https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com The nonbank increased its Ginnie servicing portfolio by $15.70 billion during the quarter, including $14.35 billion in FHA servicing. http://www.insidemortgagefinance.com/articles/238041 Tue, 21 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238041-bayview-creates-some-distance-from-other-top-ginnie-servicers jdohnert@imfpubs.com The largest holder of mortgage-backed securities among REITs increased its portfolio and boosted profits in the second quarter. http://www.insidemortgagefinance.com/articles/238038 Tue, 21 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238038-agnc-returns-to-profitability-in-2q azimmardi@imfpubs.com Annaly Capital Management’s Onslow Bay, the top-ranked issuer of expanded-credit mortgage-backed securities in the second quarter, issued $3.82 billion of expanded-credit MBS, down 8.3% from the first quarter. http://www.insidemortgagefinance.com/articles/238032 Mon, 20 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238032-largest-issuers-drive-down-ecm-mbs-issuance-in-2q jdohnert@imfpubs.com The biggest change for Dynex in the second quarter was a sharp reduction in unrealized losses on investments. http://www.insidemortgagefinance.com/articles/238033 Mon, 20 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238033-agency-mbs-investor-dynex-boosts-earnings-in-second-quarter bivey@imfpubs.com Nonbanks held the rights to service 68.6% of outstanding servicing tied to agency MBS as of the end of June. http://www.insidemortgagefinance.com/articles/238026 Fri, 17 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238026-nonbank-share-of-agency-servicing-up-again-in-2q ewilley@imfpubs.com In late April, Ginnie announced that it would exclude FHA mortgages on trial payment plans when calculating servicers’ delinquency ratios for compliance purposes. http://www.insidemortgagefinance.com/articles/238028 Fri, 17 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238028-ginnie-lenient-with-va-delinquencies-as-well azimmardi@imfpubs.com “More rating agencies means more perspectives, and more perspectives means sharper insight for investors," John Beacham, CEO of Toorak Capital Partners, said. “That’s good for issuers, good for investors, and good for the long-term health of the market.” http://www.insidemortgagefinance.com/articles/238029 Fri, 17 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238029-kbra-joins-morningstar-in-rating-rtl-securitizations bivey@imfpubs.com “The highest mortgage rates in nearly a year and the record-high national median home price together are contributing to a tepid housing market that is especially difficult for first-time homebuyers,” said Lawrence Yun, chief economist at NAR. http://www.insidemortgagefinance.com/articles/238030 Fri, 17 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238030-short-takes-pending-home-sales-slump-vantagescore-usage-update-not-much-help-on-affordability-strong-demand-for-large-hei-securitization bivey@imfpubs.com Primary MI volume in the agency MBS market increased at a faster pace at FHA and VA in the second quarter of 2026 compared with private MI usage with the GSEs. http://www.insidemortgagefinance.com/articles/238011 Thu, 16 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238011-fha-va-drive-up-primary-mi-volume-in-second-quarter bivey@imfpubs.com Aaron Kofsky, the acting deputy director of FHFA’s division of housing mission and goals, represented FHFA at a meeting of the Financial Stability Oversight Council Wednesday. http://www.insidemortgagefinance.com/articles/238014 Thu, 16 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238014-short-takes-kofsky-subs-in-for-pulte-foreclosures-increasing-transunion-adds-alternative-data-jumbo-mbs-from-annaly jbancroft@imfpubs.com Rising interest rates took a bite out of MBS and ABS issuance in May and June. http://www.insidemortgagefinance.com/articles/237992 Wed, 15 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237992-securitization-growth-slowed-as-second-quarter-progressed dhollier@imfpubs.com New Federal Reserve Chair Kevin Warsh says markets will have ample warning before the central bank makes significant changes to its balance sheet policy. http://www.insidemortgagefinance.com/articles/237996 Wed, 15 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237996-warsh-says-no-sudden-moves-on-balance-sheet bivey@imfpubs.com Applications for refinances with FHA and VA increased by nearly double digits on a weekly basis last week. http://www.insidemortgagefinance.com/articles/237995 Wed, 15 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237995-short-takes-fha-va-refi-applications-up-even-with-higher-interest-rates-jpmorgan-selling-arms-new-american-funding-switching-to-vestas-los-activist-shareholder-pressures-loandepot bivey@imfpubs.com Lenders were a little more lenient about loan-to-value ratios on their deliveries to the GSEs during the second quarter of 2026. http://www.insidemortgagefinance.com/articles/237979 Tue, 14 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237979-ltv-ratios-rise-on-gse-deliveries-in-second-quarter bivey@imfpubs.com Rocket issued $41.35 billion of agency MBS in the April-June period, up 15.1% from the first quarter, with a surge in Ginnie loans. http://www.insidemortgagefinance.com/articles/237966 Fri, 10 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237966-rocket-surpasses-uwm-as-top-agency-mbs-issuer-in-2q ewilley@imfpubs.com Ginnie Mae President and Acting FHA Commissioner Joe Gormley said both agencies are looking for ways to incorporate artificial intelligence into their programs. http://www.insidemortgagefinance.com/articles/237968 Fri, 10 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237968-fha-eyes-ai-to-boost-efficiency ewilley@imfpubs.com The first-quarter tally was the highest quarterly issuance total for Ginnie since the fourth quarter of 2021. http://www.insidemortgagefinance.com/articles/237949 Thu, 09 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237949-purchase-mortgages-drive-up-ginnie-issuance-in-second-quarter bivey@imfpubs.com 400CM participated in a CRT issuance involving a $1.45 billion pool of mortgages originated by OceanFirst Bank. http://www.insidemortgagefinance.com/articles/237950 Thu, 09 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237950-400-capital-management-sees-promise-in-bank-crt-offerings azimmardi@imfpubs.com Redwood is partnering with just one or two sellers on eNotes at the moment rather than with all of its 240 loan seller partners. http://www.insidemortgagefinance.com/articles/237951 Thu, 09 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237951-redwood-starts-slow-with-enotes bivey@imfpubs.com The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules. http://www.insidemortgagefinance.com/articles/237933 Wed, 08 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237933-trump-admin-plans-extensive-rulemaking-for-mortgages bivey@imfpubs.com Redwood's book value declined by between 1% and 3% at the end of June compared with the end of March. http://www.insidemortgagefinance.com/articles/237935 Wed, 08 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237935-redwood-posts-decline-in-book-value-in-2q-new-joint-venture bivey@imfpubs.com The sharpest increase in the use of securitization was in the expanded-credit mortgage market. http://www.insidemortgagefinance.com/articles/237936 Wed, 08 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237936-mortgage-securitization-rate-increases-in-first-quarter bivey@imfpubs.com The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 6.58% in the week ending July 3, according to the MBA. http://www.insidemortgagefinance.com/articles/237937 Wed, 08 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237937-short-takes-interest-rates-tick-up-large-expanded-credit-mbs-from-verus-volume-jumps-at-figure-in-2q-new-scoring-model-from-vantagescore bivey@imfpubs.com Home prices will increase 4.8% on an annual basis as of April 2027, according to projections by Cotality. http://www.insidemortgagefinance.com/articles/237925 Tue, 07 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237925-short-takes-home-price-appreciation-expected-to-increase-pennymac-sends-more-gse-eligible-loans-to-non-agency-mbs-enote-usage-picks-up-warren-calls-for-pulte-to-resign-from-fhfa-dni azimmardi@imfpubs.com Some usually active issuers had no issuance in the second quarter, including Citigroup, Bayview Asset Management, Radian Mortgage Securities and Nomura Securities. http://www.insidemortgagefinance.com/articles/237913 Mon, 06 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237913-non-agency-mbs-issuance-declines-in-q2 jdohnert@imfpubs.com The senior members of Gen Z are 29 years old. http://www.insidemortgagefinance.com/articles/237917 Mon, 06 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237917-short-takes-gen-z-accounts-for-record-1-in-5-homebuyers-kbra-provides-upgrades-to-velocity-mbs-citigroup-markets-mbs-of-high-ltv-mortgages jdohnert@imfpubs.com Figure has closed its first fully prefunded securitization of home equity lines of credit. http://www.insidemortgagefinance.com/articles/237890 Wed, 01 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237890-figure-hopes-to-start-its-own-tba-market jdohnert@imfpubs.com An affiliate of Bayview Asset Management is marketing a mortgage-backed security of closed-end second-lien mortgages originated by Rocket Mortgage. http://www.insidemortgagefinance.com/articles/237892 Wed, 01 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237892-bayview-markets-mbs-of-rocket-ces bivey@imfpubs.com The GSE’s investment portfolio stood at $137.22 billion, down 3.2% from April. http://www.insidemortgagefinance.com/articles/237862 Fri, 26 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237862-freddie-macs-investment-portfolio-shrinks-in-may bivey@imfpubs.com The Structured Finance Association submitted extensive feedback on the re-proposal. SFA's comments received an endorsement from a coalition of trade groups representing a broad variety of banks. http://www.insidemortgagefinance.com/articles/237863 Fri, 26 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237863-mbs-participants-want-changes-to-basel-re-proposal