https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com FHFA Director Bill Pulte cited massive price hikes on FICO scores in recent years as the reason for making VS4 widely available through the GSEs. http://www.insidemortgagefinance.com/articles/238465 Fri, 04 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238465-pulte-orders-vs4-rollout-considers-bi-merge-for-gses bivey@imfpubs.com The deal is being issued with Redwood’s Sequoia shelf name and continues the numbering convention seen with prior issuance from Redwood. http://www.insidemortgagefinance.com/articles/238462 Fri, 04 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238462-castlelake-and-redwood-bring-first-joint-jumbo-mbs bivey@imfpubs.com “Market sentiment was leaning toward a rate hike at the next Fed meeting, but this could give the Fed pause in hiking rates as they look to convene this month,” said Cody Echols, a capital markets technology advisor at Mortgage Capital Trading. http://www.insidemortgagefinance.com/articles/238466 Fri, 04 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238466-pending-inflation-reading-key-for-rates-with-jobs-market-resilient nbhatia@imfpubs.com Some of the largest bank investors in MBS reduced their holdings of agency MBS during the second quarter. http://www.insidemortgagefinance.com/articles/238463 Fri, 04 Sep 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238463-bank-holdings-of-residential-mbs-tick-up-in-2q dhollier@imfpubs.com Although investors would own just one listed security, Fannie and Freddie “could maintain separate underwriting, pricing, credit and customer service decisions,” according to Jon Oksenholt, the eponymous founder of Oksenholt Capital Management. http://www.insidemortgagefinance.com/articles/238442 Thu, 03 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238442-oksenholt-defends-single-holding-company-for-gses-tech dhollier@imfpubs.com Private MIs are fully prepared for the credit score transition at the GSEs, according to Seth Appleton, president of U.S. Mortgage Insurers. http://www.insidemortgagefinance.com/articles/238445 Thu, 03 Sep 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238445-private-mortgage-insurance-companies-set-for-vantagescore-usage nbhatia@imfpubs.com Freddie Supers issuance was up 52.7% from the first quarter to $83.03 billion, while Fannie recorded a 0.3% increase. http://www.insidemortgagefinance.com/articles/238417 Tue, 01 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238417-gses-increase-issuance-of-supers-in-second-quarter bivey@imfpubs.com Closed-end seconds remained the most common type of home equity loans for securitization in the second quarter, accounting for 50.5% of issuance. http://www.insidemortgagefinance.com/articles/238365 Tue, 25 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238365-hel-securitizations-slow-in-2q dhollier@imfpubs.com Pulte-led Federal Housing Finance Agency presides over further reductions in the senior staff at Fannie Mae, terminating as many as a dozen executives last week. http://www.insidemortgagefinance.com/articles/238360 Mon, 24 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238360-another-round-of-firings-at-fannie-mae jdohnert@imfpubs.com Residential whole-loan assets are becoming more popular among insurance companies because they are willing to accept the operational complexity that comes with investments in the space. http://www.insidemortgagefinance.com/articles/238346 Fri, 21 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238346-insurance-companies-add-to-whole-loan-mortgage-holdings bivey@imfpubs.com FHFA could soon revise loan level price adjustments at the GSEs. http://www.insidemortgagefinance.com/articles/238349 Fri, 21 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238349-short-takes-fhfa-still-pondering-llpa-changes-evolve-bank-sells-medical-professional-loans-blend-touts-ai-results azimmardi@imfpubs.com Securitization of conforming jumbos increased at a faster rate than total GSE business in the second quarter. http://www.insidemortgagefinance.com/articles/238326 Thu, 20 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238326-gse-jumbo-activity-up-in-2q-investment-property-volume-down bivey@imfpubs.com The GSE is selling two pools of nonperforming loans, its first NPL offerings in more than a year. http://www.insidemortgagefinance.com/articles/238331 Thu, 20 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238331-short-takes-fannie-selling-npls-freedom-offers-msr-securitization-purchase-applications-decline-unemployment-driving-up-delinquencies ewilley@imfpubs.com A rise in purchase-mortgage volume wasn't enough to offset declining refi activity. http://www.insidemortgagefinance.com/articles/238306 Wed, 19 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238306-ginnie-issuance-down-in-july-with-fewer-refis bivey@imfpubs.com Expenses reached their lowest level as measured by basis points since the third quarter of 2021. http://www.insidemortgagefinance.com/articles/238307 Wed, 19 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238307-lenders-post-improvements-in-profits-in-the-second-quarter bivey@imfpubs.com The $337.5 million expanded-credit MBS Annaly Capital Management is marketing is much smaller than any other expanded-credit MBS the firm has issued this year. http://www.insidemortgagefinance.com/articles/238310 Wed, 19 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238310-short-takes-annaly-pulls-back-with-latest-expanded-credit-mbs-new-wholesale-lender-profits-decline-at-toll-brothers bivey@imfpubs.com Spreads on the second-quarter issuance widened significantly compared with the prior deals issued by the GSEs. http://www.insidemortgagefinance.com/articles/238292 Tue, 18 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238292-gse-crt-issuance-drops-in-second-quarter bivey@imfpubs.com "We have retained a dedicated team of experienced advisors to assist us with this matter, allowing our leadership team and employees to remain focused on our key operational objectives," Daniel Lewis, interim CEO of Better Home & Finance, wrote to employees amid a battle for leadership of the company. http://www.insidemortgagefinance.com/articles/238295 Tue, 18 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238295-short-takes-message-to-employees-from-betters-interim-ceo-helocs-flowing-into-securitizations-borrowers-like-modern-credit-scores azimmardi@imfpubs.com SPS retained pole position in the second quarter despite a 6.8% drop on a quarterly basis. http://www.insidemortgagefinance.com/articles/238287 Mon, 17 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238287-sps-top-non-agency-mbs-servicer-in-2q dhollier@imfpubs.com While the GSEs announced the end of the programs last week, the last single-family green MBS issuance by either GSE was in June 2025. http://www.insidemortgagefinance.com/articles/238284 Fri, 14 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238284-gses-formally-end-green-mbs-programs bivey@imfpubs.com Servbank’s holding company completed a $90.0 million debt offering. http://www.insidemortgagefinance.com/articles/238285 Fri, 14 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238285-short-takes-subservicer-issues-debt-with-acquisition-plans-figure-plans-to-expand-sale-types-homebuilder-tri-pointe-takes-large-loss-in-2q-new-rtl-securitization-issuer dhollier@imfpubs.com Between the end of March and the end of June, the GSEs' combined mortgage portfolios grew just 1.7%, to $313.62 billion. http://www.insidemortgagefinance.com/articles/238266 Thu, 13 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238266-gses-sharply-slow-pace-of-portfolio-additions-in-second-quarter bivey@imfpubs.com The second-quarter results included big increases in revenue from ecosystem and technology fees and gains on servicing. http://www.insidemortgagefinance.com/articles/238267 Thu, 13 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238267-income-nearly-doubles-at-figure-in-second-quarter bivey@imfpubs.com Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements. http://www.insidemortgagefinance.com/articles/238269 Thu, 13 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238269-short-takes-ginnie-updates-seasoning-requirements-for-rpls-redwood-goes-bigger-with-ipl-mbs-few-homebuyers jbancroft@imfpubs.com The refi share of agency MBS issuance slid to 24.1% in July after accounting for 45.1% in March. http://www.insidemortgagefinance.com/articles/238236 Tue, 11 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238236-agency-mbs-issuance-down-for-third-consecutive-month-in-july bivey@imfpubs.com The REIT sees more relative value in home equity loans than in other asset classes. http://www.insidemortgagefinance.com/articles/238239 Tue, 11 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238239-tpg-reit-to-focus-on-hels-despite-cherry-hill-acquisition bivey@imfpubs.com UWM alleges that Two Harbors’ management “embarked on a stealth mission of subversion, calculated inaction and outright lies designed to kill the UWM merger.” http://www.insidemortgagefinance.com/articles/238240 Tue, 11 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238240-short-takes-uwm-sues-two-harbors-lenders-expanding-product-offerings-as-interest-rates-rise-nations-lending-offering-insurance-adamas-increases-dividend amalatinszky@imfpubs.com Securitization volume rose across all three channels, but retail expanded by an above-average 11.4% on a quarterly basis. http://www.insidemortgagefinance.com/articles/238230 Mon, 10 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238230-retail-surprises-with-growth-in-agency-securitizations dhollier@imfpubs.com More lenders are looking to be approved for the GSE's pilot program for the VantageScore 4.0 credit score. http://www.insidemortgagefinance.com/articles/238231 Mon, 10 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238231-use-of-vantagescore-40-increasing jdohnert@imfpubs.com The companies expect the deal to close in the fourth quarter. http://www.insidemortgagefinance.com/articles/238232 Mon, 10 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238232-tpg-cherry-hill-announce-merger