Fed’s Rate Cut Not Expected to Help Mortgages Much December 11, 2025 Brandon Ivey Interest rates on mortgages are expected to remain in a narrow band in the next few years.Read More
GSEs Update Guidelines Tied to Fraud December 11, 2025 Brandon Ivey Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.Read More
SG Capital Partners Returns as Expanded-Credit MBS Issuer December 11, 2025 Brandon Ivey The issuance looks to have been prompted by a joint venture SG Capital formed earlier this year known as Hillgrowth Acquisition.Read More
Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios December 10, 2025 Brandon Ivey The average combined LTV ratio for loans in the pending $365.0 million MBS from Citi is 82.8%.Read More
Agency MBS Issuance Hits High for Year in November December 9, 2025 John Bancroft Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.Read More
Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS December 9, 2025 Brandon Ivey and James Dohnert Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.Read More
Short Takes: Investor Purchases Stay Flat in 3Q / Homebuyers Ready to Buy in 2026 / Buyers Moving to Refuge Markets / Angelo Gordon Preps MBS of Agency-Eligible Investor Loans December 8, 2025 James Dohnert A soft rental market is holding back home sales to investors.Read More
SEC Sees Support for Effort to Revise MBS Disclosures December 5, 2025 Abby Zimmardi The SEC is looking to revise disclosure requirements for publicly-registered MBS and ABS to help increase issuance.Read More
Short Takes: Freedom Plans Debt Offering / Unlock Brings Large HEI Securitization / MFA Offers Its Largest Expanded-Credit MBS of the Year / Mortgage Fraud Case Against NY AG Falters December 5, 2025 Brandon Ivey The amount, coupon and maturity of Freedom Mortgage's planned debt offering will be determined at the time of issuance, according to Fitch Ratings.Read More
Delinquencies Expected to Increase in 2026, Low Losses December 3, 2025 Brandon Ivey Delinquencies are expected to increase primarily because the unemployment rate is projected to increase.Read More