The total delinquency rate for FHA loans in Ginnie Mae mortgage-backed securities rose nearly 100 basis points from the end of September to the end of December, according to a recent Inside Mortgage Trends analysis.

Intercontinental Exchange said prepayments reached a recent high in December.

U.S. Bank took a negative $11.0 million mark for mortgage servicing rights fair value, net of economic hedges, in the fourth quarter of 2025.

The last time a single company held more than $1.0 trillion of agency servicing was 2019, near the end of the reign of Wells Fargo atop the servicing market.

Michael Fratantoni, chief economist and a senior vice president of research and business development at the Mortgage Bankers Association, predicted that interest rates will largely stay above 6.0% in 2026 and 2027.

Both Regions Financial and PNC Financial had declines in mortgage-banking income in the fourth quarter of 2025 tied to MSR valuations, net of hedging.

Foreclosure filings increased by 14% on an annual basis in 2025.

Mortgage origination volume at Chase rose 12.4% from the third to the fourth quarter, according to earnings results released Tuesday.

The directive will make the GSEs "noneconomic" buyers of agency MBS.

CFPB Consumer Advisory Board member Chelsie Evans, executive director of Hawaiian Community Assets, said that for genuine collaboration among the CFPB, lenders and community organizations, “the system must ensure that families do not bear all the risk, while institutions bear none.”