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Short Takes: Existing Home Sales Decline / NAF LOs Defect to Rate / nCino Launches Pre-qual Tool / Docutech Adds New Translation Services to Platform

July 10, 2026
James Dohnert
A small increase in mortgage rates drove existing home sales down in June.
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Trump Admin Plans Extensive Rulemaking for Mortgages

July 8, 2026
Brandon Ivey
The CFPB, HUD, VA and a number of other agencies are planning to issue proposals and final rules.
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CFPB Issuing RFI on Changes for Mortgage Disclosures

July 8, 2026
Brandon Ivey
The RFI includes a variety of questions regarding timing requirements for TRID disclosures, fee disclosure tolerance thresholds, how borrowers’ right of rescission impacts refinances and issues involving reverse mortgages.
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Two Harbors Vote on CCM Acquisition Not Particularly Close

July 7, 2026
Brandon Ivey
Among Two Harbors Investment shareholders that voted for or against CrossCountry Mortgage's planned acquisition of Two Harbors, 69.7% voted in favor.
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Some Delinquencies on DSCR Mortgages Seen as Strategic

July 7, 2026
James Dohnert
Delinquencies on DSCRs typically don’t get reported on a borrower’s credit report until there is an actual notice of default on the property.
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Two Harbors Shareholders Approve CrossCountry Merger

July 6, 2026
James Dohnert
The agreement ends a lengthy process that included four shareholder vote postponements and a public bidding war with United Wholesale Mortgage.
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CHLA Renews Push for Ginnie Servicing Backstop

July 6, 2026
Emmeline Willey
CHLA suggested the facility be modeled after the pass-through assistance program Ginnie launched in 2020 to support servicers facing liquidity shortfalls due to pandemic-related borrower forbearances.
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NEXA CEO Launches GSE-Approved Servicer

July 6, 2026
James Dohnert
The new company will focus on servicing loans in a way that keeps loan officers connected with their clients.
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AI Causes Rise in Litigation for Non-QM Lenders

July 2, 2026
James Dohnert
Industry leaders believe lenders need to work more closely with AI vendors to avoid compliance issues.
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Short Takes: Starter Homes Out of Reach / FoA Closes on Reverse MSR Deal / Housing Payments Rise / Publishing Break

July 2, 2026
James Dohnert
Only about a third of nonhomeowners can afford a starter home, a new LendingTree survey finds.
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Latest Imf News

  • GSE Jumbo Activity Up in 2Q, Investment Property Volume Down

  • Homebuyer Demand Diminishing Amid High Interest Rates

  • FHA Testing of UAD 3.6 Remains on Track

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