https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Expenses reached their lowest level as measured by basis points since the third quarter of 2021. http://www.insidemortgagefinance.com/articles/238307 Wed, 19 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238307-lenders-post-improvements-in-profits-in-the-second-quarter azimmardi@imfpubs.com SPS retained pole position in the second quarter despite a 6.8% drop on a quarterly basis. http://www.insidemortgagefinance.com/articles/238287 Mon, 17 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238287-sps-top-non-agency-mbs-servicer-in-2q ewilley@imfpubs.com Mark Acosta, chief servicing officer at Pennymac, said the nonbank’s proprietary servicing platform allowed the lender to implement the partial claim option quickly. http://www.insidemortgagefinance.com/articles/238289 Mon, 17 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238289-pennymac-offers-new-loss-mit-option-ahead-of-deadline bivey@imfpubs.com FHA mortgages continued to show the worst performance. http://www.insidemortgagefinance.com/articles/238282 Fri, 14 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238282-mortgage-delinquencies-let-up-in-2q-still-above-2025-levels bivey@imfpubs.com Servbank’s holding company completed a $90.0 million debt offering. http://www.insidemortgagefinance.com/articles/238285 Fri, 14 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238285-short-takes-subservicer-issues-debt-with-acquisition-plans-figure-plans-to-expand-sale-types-homebuilder-tri-pointe-takes-large-loss-in-2q-new-rtl-securitization-issuer sclark@imfpubs.com The settlement involves force-placed insurance on thousands of borrowers with active homeowners insurance policies. http://www.insidemortgagefinance.com/articles/238261 Thu, 13 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238261-newrez-reaches-15m-settlement-with-state-regs sclark@imfpubs.com The state attorneys generals argued two final rules exceed the limits Congress placed on the OCC's ability to preempt state consumer protection laws. http://www.insidemortgagefinance.com/articles/238249 Wed, 12 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238249-ags-sue-occ-over-preemption-final-rules bivey@imfpubs.com A group of 26 banks reported $1.27 billion in mortgage earnings for the second quarter, up 3.8% from the first quarter. http://www.insidemortgagefinance.com/articles/238253 Wed, 12 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238253-mortgage-earnings-at-banks-increase-modestly-in-second-quarter bivey@imfpubs.com Two Harbors counters that UWM’s attempted acquisition of Two Harbors failed because UWM’s effort failed to win approval from Two Harbors’ shareholders. http://www.insidemortgagefinance.com/articles/238252 Wed, 12 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238252-two-harbors-disputes-uwms-allegations-of-breach-of-contract ewilley@imfpubs.com Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy. http://www.insidemortgagefinance.com/articles/238250 Wed, 12 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238250-non-judicial-foreclosures-allowed-for-va-loans-with-partial-claims bivey@imfpubs.com Proceeds from the debt offering will be used to repay a portion of the amounts outstanding under CCM’s mortgage servicing rights line of credit, which CCM drew on for its planned acquisition of Two Harbors. http://www.insidemortgagefinance.com/articles/238237 Tue, 11 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238237-crosscontry-upsizes-planned-debt-offering-tied-to-two-harbors bivey@imfpubs.com The rating service is treating the $1.65 billion of equity provided by Oaktree Capital Management and the Ishbia family as debt for UWM rather than as equity. http://www.insidemortgagefinance.com/articles/238225 Mon, 10 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238225-fitch-downgrades-corporate-rating-on-uwm-to-b jdohnert@imfpubs.com CrossCountry Mortgage's latest deal is comprised of closed-end seconds from Button Finance and CCM. http://www.insidemortgagefinance.com/articles/238233 Mon, 10 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238233-short-takes-ccm-markets-mbs-of-ces-achieve-issues-heloc-mbs-homes-going-under-contract-experience-steep-decline-mortgage-fraud-risk-rises bivey@imfpubs.com Overall residential servicing outstanding inched up by 0.8% during the second quarter. http://www.insidemortgagefinance.com/articles/238219 Fri, 07 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238219-servicing-share-for-rocket-chase-down-in-second-quarter jdohnert@imfpubs.com Profits declined by 22.8% from the first to the second quarter. http://www.insidemortgagefinance.com/articles/238214 Fri, 07 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238214-income-down-at-rocket-after-slow-spring-homebuying-season bivey@imfpubs.com The July employment data might provide “a little breathing room” for the Fed as it considers its next policy move, according to Joel Kan, a vice president and deputy chief economist at the Mortgage Bankers Association. http://www.insidemortgagefinance.com/articles/238221 Fri, 07 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238221-weak-jobs-report-could-delay-rate-hike-by-fed bivey@imfpubs.com UWM said it will use the capital infusion for “balance sheet fortification,” including repayment of existing debt and repayment of financing facilities for mortgage servicing rights. http://www.insidemortgagefinance.com/articles/238195 Thu, 06 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238195-uwm-receives-equity-infusion-from-oaktree-suspends-dividend jdohnert@imfpubs.com Onity took a $9 million pre-tax net loss related to sales of reverse mortgages and legacy subservicing transfers, and a $24 million pre-tax net loss tied to unfavorable asset fair value changes. http://www.insidemortgagefinance.com/articles/238193 Thu, 06 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238193-onity-reports-loss-in-2q bivey@imfpubs.com UWM's originations declined by 11.7% on a quarterly basis in the second quarter as refinance activity dropped. http://www.insidemortgagefinance.com/articles/238198 Thu, 06 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238198-short-takes-originations-decline-at-uwm-in-2q-uwms-share-price-declines-two-harbors-a-factor-in-uwms-2q-loss-uwm-offers-pricing-incentive-on-agency-loans ewilley@imfpubs.com FHA loss-mitigation removals more than doubled from $1.86 billion in the first quarter to $4.74 billion. http://www.insidemortgagefinance.com/articles/238175 Wed, 05 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238175-loss-mit-removals-of-fha-loans-from-mbs-increase-in-2q bivey@imfpubs.com The nonbank posted a $6.2 million loss for the second quarter of 2026, after taking a $54.9 million loss the previous quarter. http://www.insidemortgagefinance.com/articles/238176 Wed, 05 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238176-losses-shrink-at-loandepot-in-second-quarter-msr-sale bivey@imfpubs.com Fannie Mae issued three consecutive monthly CRT deals through April, then paused issuance until this new offering. http://www.insidemortgagefinance.com/articles/238166 Tue, 04 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238166-short-takes-fannie-marketing-crt-deal-after-lull-betters-platform-model-carrington-sees-interest-in-servicing-transfers ewilley@imfpubs.com Delinquencies initially rose when FHA implemented changes to its loss-mitigation waterfall in October, installing trial payment plans that keep delinquent loans pooled for three months, generally, before the servicer can buy the loan out for a modification. http://www.insidemortgagefinance.com/articles/238160 Mon, 03 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238160-declining-dqs-show-signs-of-stabilization-for-fha-market jdohnert@imfpubs.com Pennymac's net income declined 73.6% from the first quarter to the second quarter. http://www.insidemortgagefinance.com/articles/238136 Thu, 30 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238136-pennymac-income-declines-in-2q jdohnert@imfpubs.com Newrez generated $113.1 million of income before taxes in the second quarter, down from $250.6 million in the previous quarter. http://www.insidemortgagefinance.com/articles/238108 Tue, 28 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238108-profits-decline-for-newrez-in-2q bivey@imfpubs.com Bayview acquired $28.91 billion in unpaid servicing principal balance during the quarter, a nearly 90% increase in bulk acquisitions compared with its activity in the first quarter. http://www.insidemortgagefinance.com/articles/238100 Mon, 27 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238100-bayview-top-bulk-buyer-of-agency-msr-in-2q jdohnert@imfpubs.com Foreclosure sales in June were up 16% from a year ago, according to a recent report by Intercontinental Exchange. http://www.insidemortgagefinance.com/articles/238101 Mon, 27 Jul 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238101-foreclosures-slowly-rising jdohnert@imfpubs.com Some 46% of lenders believe a shortage of available starter homes is the biggest barrier for first-time buyers. http://www.insidemortgagefinance.com/articles/238104 Mon, 27 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238104-short-takes-housing-availability-cited-as-biggest-obstacle-to-homeownership-negative-equity-becomes-near-obsolete-blackwolf-advisory-authority-partners-team-on-ai-servicing-foa-expands-executive-team bivey@imfpubs.com The MBA now projects that the unemployment rate will hold at 4.3% through the end of the third quarter of 2026, before rising to 4.4% in the fourth quarter. http://www.insidemortgagefinance.com/articles/238093 Fri, 24 Jul 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238093-short-takes-mba-trims-forecast-for-unemployment-mgic-increases-dividend-primis-settles-recruiting-lawsuit bivey@imfpubs.com Annaly generated $827.8 million of net income in the second quarter, nearly tripling its income from the first quarter. http://www.insidemortgagefinance.com/articles/238054 Wed, 22 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238054-annaly-adds-to-agency-mbs-holdings-in-second-quarter