<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>Servicing</title>
    <description>
      <![CDATA[]]>
    </description>
    <link>https://www.insidemortgagefinance.com/rss</link>
    <language>en-us</language>
    <item>
      <title>Ishbia Optimistic About Interest Rate Outlook With Warsh</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Mat Ishbia, president and CEO of United Wholesale Mortgage, hopes that “things will calm down, globally” to help reduce interest rates.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237107</guid>
      <pubDate>Thu, 02 Apr 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237107-ishbia-optimistic-about-interest-rate-outlook-with-warsh</link>
    </item>
    <item>
      <title>Capital Requirement Re-Proposal Might Not Bring Banks Back</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[A provision in the proposal would remove the requirement for banks to deduct mortgage servicing rights that reach a certain cap from common equity tier one capital and replace it with a 250% risk weighting on the assets, which might not be low enough to incentivize banks to increase their MSR holdings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237095</guid>
      <pubDate>Wed, 01 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237095-capital-requirement-re-proposal-might-not-bring-banks-back</link>
    </item>
    <item>
      <title>Performance of Non-QM Loans ‘Rapidly Deteriorating’</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“30+ day impairments soared 51 basis points month-over-month in February, marking the largest monthly increase outside of COVID and Sunday month-end effects,” according to dv01.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237082</guid>
      <pubDate>Tue, 31 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237082-performance-of-non-qm-loans-rapidly-deteriorating</link>
    </item>
    <item>
      <title>Short Takes: Home Price Appreciation Slows / Cornerstone’s Servicer Ratings Upgraded / Better Boosts Warehouse Facility / RHS Proposes Allowing ADU Financing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237085</guid>
      <pubDate>Tue, 31 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237085-short-takes-home-price-appreciation-slows-cornerstones-servicer-ratings-upgraded-better-boosts-warehouse-facility-rhs-proposes-allowing-adu-financing</link>
    </item>
    <item>
      <title>Short Takes: NEXA to Roll Out Servicing Initiative / Carrington CES Flow Into Sage MBS / Summit Announces Layoffs / loanDepot Teams With Homebuilder</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[NEXA's new initiative would allow originators to share in recurring revenue streams tied to loan performance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237079</guid>
      <pubDate>Mon, 30 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237079-short-takes-nexa-to-rollout-servicing-initiative-carrington-ces-flow-into-sage-mbs-summit-announces-layoffs-loandepot-teams-with-homebuilder</link>
    </item>
    <item>
      <title>Two Harbors Drops UWM Plan, Switches to CrossCountry</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[As part of the agreement, CrossCountry paid $25.4 million to United Wholesale Mortgage, a termination fee to end the acquisition agreement UWM had with Two Harbors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237072</guid>
      <pubDate>Fri, 27 Mar 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237072-two-harbors-drops-uwm-plan-switches-to-crosscountry</link>
    </item>
    <item>
      <title>Short Takes: Non-QM Impairments Rise / Expanded-Credit MBS Issuance Perks Up / Wells Transferring Some Non-Agency Servicing / UWM ARMs in Jumbo MBS From Chase</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Nine expanded-credit MBS deals hit the market this week. The number the week before: one.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237074</guid>
      <pubDate>Fri, 27 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237074-short-takes-non-qm-impairments-rise-expanded-credit-mbs-issuance-perks-up-wells-transferring-some-non-agency-servicing-uwm-arms-in-jumbo-mbs-from-chase</link>
    </item>
    <item>
      <title>Production, Servicing Earnings Mixed Across Lenders in 4Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Among 19 companies that report details on their mortgage-banking operations, production and secondary marketing income was up 10.5%, while servicing saw a 45.3% increase.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237055</guid>
      <pubDate>Thu, 26 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237055-production-servicing-earnings-mixed-across-lenders-in-4q</link>
    </item>
    <item>
      <title>Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237056</guid>
      <pubDate>Thu, 26 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237056-short-takes-scotus-rejects-potential-challenge-to-cfpb-uwm-touts-servicing-happiness-goldman-brings-another-jumbo-mbs</link>
    </item>
    <item>
      <title>Mortgage Economists Divided on Rate Outlook</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Economists at Fannie Mae project that interest rates on mortgages will fall throughout 2026 while MBA's economists see rates rising through September.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237033</guid>
      <pubDate>Wed, 25 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237033-mortgage-economists-divided-on-rate-outlook</link>
    </item>
    <item>
      <title>Short Takes: Unemployment Rate Expected to Rise / Delinquencies Increase / Sale Prices Decline at KB Home / Citi Offers Large RPL MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[MBA projects that the unemployment rate will rise from 4.4% in the first quarter of 2026 to a peak of 4.7% in the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237035</guid>
      <pubDate>Wed, 25 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237035-short-takes-unemployment-rate-expected-to-rise-delinquencies-increase-sales-prices-decline-at-kb-home-citi-offers-large-rpl-mbs</link>
    </item>
    <item>
      <title>Waters Seeks Changes to Housing Bill From Senate</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rep. Maxine Waters, D-CA, the ranking member of the House Financial Services Committee, called on Democrats in the House to seek a conference committee process for H.R. 6644, the 21st Century ROAD to Housing Act.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237019</guid>
      <pubDate>Tue, 24 Mar 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237019-waters-seeks-changes-to-housing-bill-from-senate</link>
    </item>
    <item>
      <title>Bidding War Breaks Out for Two Harbors</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[UWM has two days to improve its proposal for acquiring Two Harbors after CrossCountry Mortgage and an unnamed bidder placed rival offers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237012</guid>
      <pubDate>Mon, 23 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237012-bidding-war-breaks-out-for-two-harbors</link>
    </item>
    <item>
      <title>Ginnie Loans Help Drive Up Servicing Balances in 2025</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237002</guid>
      <pubDate>Fri, 20 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237002-ginnie-loans-help-drive-up-servicing-balances-in-2025</link>
    </item>
    <item>
      <title>Banks Happy With Capital Re-Proposals on First Glance</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“We welcome regulators’ efforts to enable banks of all sizes to make more loans to American businesses and households, fueling economic growth while maintaining resilience in the banking system,” said trade groups representing banks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237003</guid>
      <pubDate>Fri, 20 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237003-banks-happy-with-capital-re-proposals-on-first-glance</link>
    </item>
    <item>
      <title>Bank Regulators Look to Loosen Capital Requirements</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[One of the goals of the proposals is to help banks better compete with nonbanks.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236988</guid>
      <pubDate>Thu, 19 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236988-banks-regulators-look-to-loosen-capital-requirements</link>
    </item>
    <item>
      <title>Inflation, Iran Uncertainty Weighing On Fed, Mortgage Rates</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA["We may still see the 30-year dip back below 6%, but a refinance rally feels farther away than it did a month ago," said Eric Orenstein, a senior director at Fitch Ratings.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236978</guid>
      <pubDate>Thu, 19 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236978-inflation-iran-uncertainty-weighing-on-fed-mortgage-rates</link>
    </item>
    <item>
      <title>Withdrawals From Ginnie MBS Spike in Fourth Quarter</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[The $87.67 billion of removals were largely tied to borrower payoffs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236980</guid>
      <pubDate>Thu, 19 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236980-withdrawals-from-ginnie-mbs-spike-in-fourth-quarter</link>
    </item>
    <item>
      <title>Short Takes: Profits Down on Timing Quirk / Unsolicited Bid for Two Harbors / CrossCountry to Acquire Summit Funding / Loan Star Fund Eyes $10 Billion of Non-Agency Mortgages</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Due to accounting rules, earnings from the loans locked during the third quarter of 2025 were recognized in the third quarter rather than the fourth quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236982</guid>
      <pubDate>Thu, 19 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236982-short-takes-profits-down-on-timing-quirk-unsolicited-bid-for-two-habors-crosscountry-to-acquire-summit-funding-loan-star-fund-eyes-10-billion-of-non-agency-mortgages</link>
    </item>
    <item>
      <title>Shareholder Service Recommendation a Hurdle for UWM’s Plan</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Institutional Shareholder Services recommended that Two Harbors shareholders vote against the planned acquisition by UWM.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236961</guid>
      <pubDate>Wed, 18 Mar 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236961-shareholder-service-recommendation-a-hurdle-for-uwms-plan</link>
    </item>
    <item>
      <title>Servicers Ask for Slower Implementation of VA Partial Claims</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[VA proposed backdating eligibility for the program to May 1, 2025, picking up where the Veterans Affairs Servicing Purchase program left off.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236962</guid>
      <pubDate>Wed, 18 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236962-servicers-ask-for-slower-implementation-of-va-partial-claims</link>
    </item>
    <item>
      <title>Intercontinental Exchange Testing Voice, Chat Agents for Servicing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[ICE said the voice agent can manage thousands of simultaneous interactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236951</guid>
      <pubDate>Tue, 17 Mar 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236951-intercontinental-exchange-testing-voice-chat-agents-for-servicing</link>
    </item>
    <item>
      <title>Short Takes: Freedom to Acquire Seneca Mortgage Servicing / Two Harbors Vote Extended / Experian Offers Free Preview of Verification / Community Bank Launches Mortgage Unit</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Seneca owned mortgage servicing rights with an unpaid principal balance of $42.31 billion as of the end of December, according to estimates by <em>Inside Mortgage Finance</em>.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236952</guid>
      <pubDate>Tue, 17 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236952-short-takes-freedom-to-acquire-seneca-mortgage-servicing-two-harbors-vote-extended-experian-offers-free-preview-of-verification-community-bank-launches-mortgage-unit</link>
    </item>
    <item>
      <title>Losses Increase at loanDepot in Fourth Quarter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[loanDepot reported losses in the fourth quarter of 2025, which were primarily driven by rising expenses and lower MSR values.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236894</guid>
      <pubDate>Wed, 11 Mar 2026 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236894-losses-increase-at-loandepot-in-4q</link>
    </item>
    <item>
      <title>Earnings at Nonbanks Decline During 2025</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Earnings slipped by 6.6% on an annual basis in 2025 among 11 publicly traded nonbank mortgage companies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236883</guid>
      <pubDate>Tue, 10 Mar 2026 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236883-earnings-at-nonbanks-decline-during-2025</link>
    </item>
    <item>
      <title>Short Takes: UWM Revises Revenue Forecast Up / Pennymac Offering Non-QMs in Wholesale / PHH Name Going Away</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[UWM is projecting revenue of between $800 million and $900 million for the first quarter of 2025, rather than the forecast of between $650 million and $850 million in revenue offered less than two weeks earlier.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236887</guid>
      <pubDate>Tue, 10 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236887-short-takes-uwm-revises-revenue-forecast-up-pennymac-offering-non-qms-in-wholesale-phh-name-going-away</link>
    </item>
    <item>
      <title>Short Takes: Home Relistings Rise / Taxes, Insurance Account for 21% of Mortgage Payment / Planet Boosts Servicing / MISMO Publishes Data Mapping for VA Docs </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The number of homes relisted in January was the highest figure for the month since 2016, according to Redfin.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236881</guid>
      <pubDate>Mon, 09 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236881-short-takes-home-relistings-rise-taxes-insurance-account-for-21-of-mortgage-payment-planet-boosts-servicing-mismo-publishes-data-mapping-for-va-docs</link>
    </item>
    <item>
      <title>FHA Faulted on Now-Rescinded Foreclosure Sale Program</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[One of the mortgagee letters that established the policies in 2022 required that HUD document all CWCOT property sales, but the HUD OIG said it didn’t keep records verifying buyers, such as the statements owner-occupants must sign verifying they intend to use the home as a principal residence.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236870</guid>
      <pubDate>Fri, 06 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236870-fha-faulted-on-now-rescinded-foreclosure-sale-program</link>
    </item>
    <item>
      <title>Treasury Officials Reiterate Plans to Boost Banks</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal regulators are set to propose revisions to bank capital requirements and then plan to adjust liquidity requirements.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236831</guid>
      <pubDate>Wed, 04 Mar 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236831-treasury-officials-reiterate-plans-to-boost-banks</link>
    </item>
    <item>
      <title>GSEs Offering Flexibility as Partial Government Shutdown Drags On</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236835</guid>
      <pubDate>Wed, 04 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236835-gses-offering-flexibility-as-partial-government-shutdown-drags-on</link>
    </item>
  </channel>
</rss>
