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Home » Topics » IMFnews » Servicing

Servicing
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Short Takes: SCOTUS Rejects Potential Challenge to CFPB / UWM Touts Servicing ‘Happiness’ / Goldman Brings Another Jumbo MBS

March 26, 2026
Brandon Ivey
The Supreme Court denied a petition from Nationwide Biweekly Administration to hear an appeal of a lawsuit involving the Consumer Financial Protection Bureau.
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Mortgage Economists Divided on Rate Outlook

March 25, 2026
Brandon Ivey
Economists at Fannie Mae project that interest rates on mortgages will fall throughout 2026 while MBA's economists see rates rising through September.
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Short Takes: Unemployment Rate Expected to Rise / Delinquencies Increase / Sale Prices Decline at KB Home / Citi Offers Large RPL MBS

March 25, 2026
Brandon Ivey
MBA projects that the unemployment rate will rise from 4.4% in the first quarter of 2026 to a peak of 4.7% in the third quarter.
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Waters Seeks Changes to Housing Bill From Senate

March 24, 2026
Brandon Ivey
Rep. Maxine Waters, D-CA, the ranking member of the House Financial Services Committee, called on Democrats in the House to seek a conference committee process for H.R. 6644, the 21st Century ROAD to Housing Act.
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Bidding War Breaks Out for Two Harbors

March 23, 2026
James Dohnert
UWM has two days to improve its proposal for acquiring Two Harbors after CrossCountry Mortgage and an unnamed bidder placed rival offers.
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Ginnie Loans Help Drive Up Servicing Balances in 2025

March 20, 2026
Brandon Ivey
Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.
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Banks Happy With Capital Re-Proposals on First Glance

March 20, 2026
Brandon Ivey
“We welcome regulators’ efforts to enable banks of all sizes to make more loans to American businesses and households, fueling economic growth while maintaining resilience in the banking system,” said trade groups representing banks.
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Bank Regulators Look to Loosen Capital Requirements

March 19, 2026
Brandon Ivey
One of the goals of the proposals is to help banks better compete with nonbanks.
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Inflation, Iran Uncertainty Weighing On Fed, Mortgage Rates

March 19, 2026
Brandon Ivey
"We may still see the 30-year dip back below 6%, but a refinance rally feels farther away than it did a month ago," said Eric Orenstein, a senior director at Fitch Ratings.
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Withdrawals From Ginnie MBS Spike in Fourth Quarter

March 19, 2026
Emmeline Willey
The $87.67 billion of removals were largely tied to borrower payoffs.
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