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Home » Topics » IMFnews » Originations

Originations
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Short Takes: HUD Scraps AFFH Rule / Ishbia Happy With Trump / Sales of New Homes Decline / $200 Million IPO for Rithm Acquisition

February 27, 2025
Brandon Ivey
The rescinded AFFH rule had set fair housing obligations for certain recipients of HUD funding.
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Freddie Pilot for Second Liens Up and Running

February 26, 2025
Brandon Ivey
The government-sponsored enterprise received approval from the Federal Housing Finance Agency in June 2024 to acquire second liens.
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UWM’s Originations Slip in 4Q, Margins Decline

February 26, 2025
Brandon Ivey
Even with the lower margin, UWM boosted its net income, helped by improvements in the value of mortgage servicing rights.
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Refis Boost Primary MI Volume in Fourth Quarter

February 26, 2025
John Bancroft
The increase was driven by refinances.
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Short Takes: MBA Supports McKernan’s Nomination at CFPB / Applications Decline / Home Price Appreciation Accelerates

February 26, 2025
Brandon Ivey
The MBA said Jonathan McKernan’s experience and background working on housing policy make him a strong choice to lead regulatory reforms to reduce compliance costs.
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Gain-on-Sale May Be Weakening

February 24, 2025
Paul Muolo
One warehouse veteran sees tough times ahead for some IMBs.
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GOS Under Pressure as Mega Nonbanks Offer Deals

February 20, 2025
Paul Muolo
Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.
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Mortgage-Banking Income Steady at Depositories in 4Q24

February 18, 2025
John Bancroft
Earnings reports from 26 publicly traded banks show just over half reported gains in mortgage-banking income from 3Q to 4Q.
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Onity Boosts Profits in 2024

February 13, 2025
James Dohnert
Onity's profits nearly doubled in 2024 despite losses in the fourth quarter.
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Short Takes: Homebuyers Increasingly Turning to AI / Sellers Cutting Prices to Woo Buyers / Chase Plans Jumbo MBS / Rocket Preps MBS of CES Loans

February 13, 2025
James Dohnert
One in three homebuyers are using artificial intelligence tools at some point during the process.
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