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Home » Topics » IMFnews » Originations

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California Property Insurance Coverage Seen as Sufficient

January 10, 2025
Brandon Ivey
Property insurance costs are expected to increase due to the LA-area fires.
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Short Takes: Turner’s Confirmation Hearing / FHA Revises Partial Claim Payoff Proposal / Real Estate Investors Eye Tariffs, Immigration / STACR Issuance From Freddie

January 10, 2025
Brandon Ivey
The nomination hearing for Scott Turner to lead HUD is scheduled for Jan. 16.
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Ally to Exit Mortgage Origination Business, Again

January 9, 2025
Brandon Ivey
While the bank was a big player in the mortgage market before the financial crisis of 2008, its mortgage business has been limited more recently.
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Fitch Suggests A-Level Rating Possible for Unleashed GSEs

January 9, 2025
Brandon Ivey
If the GSEs comply with the Federal Housing Finance Agency’s existing capital rule, maintain strong risk-adjusted earnings and uphold a dominant market presence, a stand-alone rating in the A category could be possible for the firms.
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Short Takes: CFPB’s Medical Debt Rule Faces Lawsuit / Thompson Stepping Down From FHFA / Phillips Joins Freddie / Better Loses Origination Partner / Mortgage Affordability

January 9, 2025
Brandon Ivey
The CFPB's medical debt rule is facing a lawsuit and Republican leaders in Congress want to overturn the rule.
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GSE Refi Characteristics Shift in Fourth Quarter

January 8, 2025
John Bancroft
The big gains came in high-LTV refinances, which surged to 13.6% of the sample, a 7.05 percentage point increase.
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Redwood Broadens Offerings of Expanded-Credit Products

January 8, 2025
James Dohnert
Redwood is adding DSCR, bank statement and P&L loans to its Aspire correspondent platform.
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FHFA’s Planned FHLBank Reforms Left to Trump Admin

January 8, 2025
Dennis Hollier
Proposals regarding core mission activities and FHLBank membership won't be finished prior to the start of the Trump administration.
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Short Takes: Housing Market Outlook / Freddie’s New CFO / Invictus Keeps Up the Pace / Lower to Let Applicants Access Underwriting Engine

January 8, 2025
Brandon Ivey
For 2025, analysts at Morningstar DBRS predict modest home sales, modest price appreciation and mortgage rates oscillating around the 6%–7% range.
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CFPB Issues Final Rule to Remove Medical Debt From Credit Reports

January 7, 2025
Shannon Clark
Medical debt will soon be wiped away from consumer reports under a new rule.
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

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Featured Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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