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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Slow Recovery Expected / Mild Recession? / Home Price Appreciation Slows / New Expanded-Credit MBS

December 19, 2023
Brandon Ivey
Fannie Mae expects a slow pace of recovery from previously recessionary levels of housing activity.
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CrossCountry Strikes a Deal in Texas? Looks That Way

December 18, 2023
Paul Muolo
Ron Leonhardt founded the acquisition-minded CrossCountry Mortgage in 2003...
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Banks Continue to Dominate the ARM Market

December 18, 2023
James Dohnert
The nation's top 10 ARM originators in 2023 are all federally insured, led by Chase, BofA and U.S. Bank...
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Court Narrows Scope of RESPA Treble Damages

December 15, 2023
Sam Manas
The lender argued the RESPA damages should be limited to three times the amount each borrower was overcharged for title and settlement services.
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Short Takes: Bipartisan Support on Trigger Leads / Quantifying the Refi Opportunity / New Expanded-Credit MBS / Thrive to Merge With Lower

December 15, 2023
Brandon Ivey and John Bancroft
S. 3502, the Homebuyers Privacy Protection Act, received prompt support from a number of industry trade groups.
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Lenders Counting Down the Days to Rate Cuts

December 14, 2023
Brandon Ivey
After the Fed held rates steady Wednesday, uncertainty regarding the path of future rate movements appeared to clear.
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Lenders See Benefits From Amazon’s Cloud Tech

December 14, 2023
James Dohnert
Fannie Mae, JPMorgan Chase and PennyMac are among the financial institutions that use AWS to perform tasks within a digital cloud computing environment.
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Short Takes: UWM Cuts Rates for Refis / Loan Defects Decline / New Equity-Sharing Product / Fannie’s CRT Issuance to Slow

December 14, 2023
Brandon Ivey
UWM is offering interest rate discounts on loans from streamlined refi programs at FHA and VA.
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Republican FDIC Appointee Floats Phase-In for Basel Changes

December 13, 2023
Brandon Ivey
Jonathan McKernan, a director at the FDIC, suggested slowing implementation of controversial provisions in a proposal on capital requirements for large banks.
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Lenders Balk at Rising Costs for Credit Reports

December 13, 2023
Dennis Hollier
Prices for some credit reporting products have jumped by 400%.
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