Lenders Balk at Rising Costs for Credit Reports December 13, 2023 Dennis Hollier Prices for some credit reporting products have jumped by 400%.Read More
Short Takes: Refi Applications Jump / Flood-Zone Awareness / loanDepot Automates Underwriting / Arlington Asset Investment Merger December 13, 2023 Brandon Ivey Refi applications increased by nearly 20% in a week as interest rates declined.Read More
Correspondent Share Rises in Conventional-Conforming Market December 12, 2023 Namrata Bhatia The correspondent channel took market share from the retail channel in the conventional-conforming sector in the third quarter.Read More
Some Borrowers Quickly Refi as Interest Rates Decline December 12, 2023 Brandon Ivey Interest rates declined by nearly 70 basis points during November, fueling demand for refis.Read More
Racial Gaps Seen in Home Equity Lending, Cash-Out Refis December 12, 2023 Sam Manas Even after controlling for underwriting factors, disparities remained.Read More
FHLBanks Want to Remain the ‘Lender of Last Resort’ December 12, 2023 Dennis Hollier Leaders of the FHLBanks and FHFA appear to be at odds on the banks' role in times of distress.Read More
Short Takes: HPA Expected to Slow / Foreclosures Decline / PrimeLending Growing in Texas / Cenlar Aims to ‘Fortify’ its Compliance December 12, 2023 Brandon Ivey Experts surveyed by Fannie project that home price appreciation in 2024 will come in at a rate of less than half of the appreciation accumulated this year.Read More
Warehouse Finance: An Opportunity From an Exit December 11, 2023 Paul Muolo Comerica's exit is Wintrust's opportunity...Read More
Enjoying the Golden Years — But With More Mortgage Debt December 11, 2023 Monica Hogan The median mortgage debt for this group of seniors is now $110,000...Read More
Thompson: Expanding FHLBank Membership Up to Congress December 8, 2023 Brandon Ivey FHFA Director Sandra Thompson will leave any decision on expanding membership in the Federal Home Loan Bank system up to Congress.Read More
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