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Home » Topics » IMFnews » Originations

Originations
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CrossCountry Turning Profits, Plans Debt Offering

September 24, 2025
Brandon Ivey
Details from Fitch Ratings on earnings at CrossCountry were tied to ratings for a planned $600 million debt offering from the privately-held lender.
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CFPB Terminates WaFd's HMDA Consent Orders

September 24, 2025
Shannon Clark
The bureau found that WaFd sufficiently complied with the terms of consent orders dating to 2013 and 2020.
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Investors Showing Strong Demand for DSCR Mortgages

September 24, 2025
Abby Zimmardi
“You’ve got an ever-increasing number of investors and insurance companies, securitizers and aggregators, all competing for what feels like a smaller set of loans,” said Clint Thomas, vice president of correspondent lending at Silver Hill Capital.
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Short Takes: Applications Level / Largest Expanded-Credit MBS of the Year From Annaly / Moore Capital Management Buying Mortgages From Invictus / Pulte Disbands Advisory Committee at FHFA

September 24, 2025
Brandon Ivey
While interest rates declined again last week, mortgage applications didn't move much.
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Guaranteed Rate in Middle of Real Estate Brokerage Consolidation

September 23, 2025
Brandon Ivey
Compass and Anywhere Real Estate have separate mortgage joint ventures with Guaranteed Rate.
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Difficulties Expected With GSE Switch on Credit Scores

September 23, 2025
Dennis Hollier
Jim Rosen, head of product management and services at Mortgage Cadence, said lenders need additional guidance from FHFA and the GSEs.
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Short Takes: Home Sales Tick Up in CA / Expanded-Credit MBS Keep Flowing / Miran Wants Fed to Slash Rates / Guild Partners With Homium

September 23, 2025
Brandon Ivey
Sales of existing single-family homes in California increased by 0.9% on a monthly basis in August.
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ARM Originations Soar in 2Q25

September 22, 2025
Abby Zimmardi
Federally insured depository Chase continued to lead in the category of ARM production, funding $5.75 billion during 2Q25.
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High-Balance Agency Business Lags Non-Agency Jumbos

September 19, 2025
Brandon Ivey
Non-agency jumbos accounted for 15.8% of total first-lien originations in the second quarter of 2025, the highest share for the sector since late 2022.
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Homebuilder Lennar Continues to Drop Sale Price for Homes

September 19, 2025
Brandon Ivey
The homebuilder is still turning a profit, but margins are getting squeezed.
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