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Home » Topics » IMFnews » Originations

Originations
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Use of Discount Points More Prevalent at Nonbank Lenders

December 31, 2024
Brandon Ivey
Nonbank lenders put a heavier emphasis on discount points in recent years than depository institutions, according to researchers at the Federal Reserve Bank of Philadelphia’s Consumer Finance Institute.
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Short Takes: Home Prices Up / Pending Home Sales Increase Slightly / HUD RFI on Property Insurance / Publishing Break

December 31, 2024
Brandon Ivey
Home prices increased by 0.4% on a monthly basis in October, according to the Federal Housing Finance Agency.
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CFPB Suit Against Rocket Almost Dead-on-Arrival?

December 30, 2024
Paul Muolo
Current CFPB Director Rohit Chopra is expected to be removed from his post on Jan. 20 when the new Trump White House begins...
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Correspondent Channel Ramps Up Nonconforming Originations

December 27, 2024
James Dohnert
Nonconforming mortgage originations in the correspondent channel increased from the second to the third quarter.
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Investor Demand Could Drive HEL Originations in 2025

December 27, 2024
James Dohnert
KBRA forecasts that non-agency securitizations of HELOCs and CES loans will increase next year.
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ARM Originations See Slight Rise in 3Q

December 26, 2024
James Dohnert
An estimated $60.00 billion of ARMs were originated in the third quarter, a 1.7% increase from the previous three-month period.
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RTL Lenders Cautiously Optimistic Heading Into New Year

December 26, 2024
James Dohnert
A lack of housing supply should help real estate investors in 2025.
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Short Takes: Home Prices on the Rise / Mom-and-Pop Landlords Lead Way for Housing Market / Amynta Group Acquires Mortgage Insurance Underwriter

December 26, 2024
James Dohnert
Redfin said home prices have risen for three straight months.
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Arizona Non-QM Lender Reenters the Correspondent Arena

December 23, 2024
James Dohnert
Oaktree decided to focus on non-agency products to provide correspondents with loans they may not already have in their toolbox.
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Home Equity Loan Originations Level in Third Quarter

December 20, 2024
Brandon Ivey
Bank of America remained the top originator of home equity loans in the third quarter.
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