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Home » Topics » IMFnews » Originations

Originations
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Mortgage-Banking Income at Banks Level in Fourth Quarter

May 12, 2025
John Bancroft
Servicing income helped cover for a decline in production income.
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Mortgage Market Waiting for Details on GSE Reform

May 12, 2025
Dennis Hollier
There are more questions than answers on how the Trump administration will end the conservatorships of the GSEs.
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Negative MSR Mark Prompts Loss at Rocket in First Quarter

May 9, 2025
Brandon Ivey
Rocket had a negative $449.2 million change in the fair value of MSRs during the first quarter.
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MBS Investors Seek Further Buydown Limitations From Ginnie

May 9, 2025
Emmeline Willey
Ginnie MBS investors continue to have concerns about mortgages with permanent buydowns.
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Short Takes: Ellington Investing in Non-QM Lenders / Blend to Sell Title Insurance Unit / More Expanded-Credit MBS / Debt Offering From Two Harbors

May 9, 2025
Brandon Ivey
Ellington Financial is making investments in lenders that originate non-QMs.
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Fed Holds Steady, Waiting for Events to Unfold

May 8, 2025
Brandon Ivey
Fed Chair Jerome Powell continued to insist that changes to the federal funds rate will depend on economic trends.
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Guild Takes Losses on Lending, Servicing in First Quarter

May 8, 2025
Brandon Ivey
Guild opportunistically increased its market share of originations amid volatility in the first quarter.
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Short Takes: Locks Level in May / Fitch More Comfortable With Rocket’s Plans / Chase Brings Large Jumbo MBS

May 8, 2025
Brandon Ivey
Locks for purchase mortgages were essentially level on a monthly basis in May, according to Mortgage Capital Trading.
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Pulte Downplays GSE Reform for Trump Administration

May 7, 2025
Dennis Hollier
Recent comments by the FHFA director suggest the Trump administration has no immediate plans to release Fannie and Freddie from conservatorship. Rather, FHFA will continue to focus on fraud and abuse at the enterprises.
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loanDepot Takes Another Loss in First Quarter

May 7, 2025
Brandon Ivey
Earnings performance improved compared with the fourth quarter.
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