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Home » Topics » IMFnews » Originations

Originations
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Mixed Trends in Securitization Rate for Residential Mortgages

October 2, 2025
Brandon Ivey
Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.
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FHA, GSEs Stress Options for Furloughed Borrowers

October 2, 2025
Brandon Ivey
FHA and the GSEs stressed lending and servicing options for individuals facing an employment furlough.
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Supreme Court Allows Cook to Remain at Fed Pending Arguments

October 2, 2025
Brandon Ivey
The Supreme Court’s brief order stated that it plans oral arguments on the matter in January.
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Short Takes: FICO Offers Bypass of Credit Bureaus / Corporate Rating Upgrade for CrossCountry / Bank Rebrands With CMG / CMBA Leader to Retire

October 2, 2025
Brandon Ivey
FICO said its new credit score acquisition option could save lenders up to 50% on certain costs for credit scores.
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Lending and Servicing Earnings Improve in Second Quarter

October 1, 2025
John Bancroft
Publicly-traded mortgage companies saw increases in earnings from both lending and servicing during the second quarter of 2025.
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Government Shutdown to Impact Mortgage Lending

October 1, 2025
Emmeline Willey
Some lending operations will continue as usual, though authority to write new policies under the NFIP expired.
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FHFA to Propose Reducing Certain GSE Housing Goals

October 1, 2025
Brandon Ivey
Goals for acquisitions of purchase mortgages for low-income borrowers would be reduced under the proposal.
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Short Takes: Rocket Completes Acquisition of Mr. Cooper / Applications Decline / CFPB to Finalize Small Business Lending Rule / Home Price Depreciation in Some Areas / AI Glossary for Mortgage Market

October 1, 2025
Brandon Ivey
Mr. Cooper and all of its servicing functions will be rebranded “under the Rocket umbrella.”
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MBA Advocates for Raising Home Sale Capital Gains Tax Exclusion

September 30, 2025
Shannon Clark
The trade group said raising the exclusion will help "unlock supply in the housing market."
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Senators Raise Concerns About FEMA, NFIP

September 30, 2025
Brandon Ivey
Sens. Elizabeth Warren, D-MA, and Andy Kim, D-NJ, wrote to the leader of the Federal Emergency Management Agency, citing issues with the National Flood Insurance Program.
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