Experian joined Equifax in offering free VantageScore 4.0 scores to mortgage lenders that buy certain score bundles.

Tighter underwriting standards at depositories are driving investors to seek funding from nonbanks at an increasing rate, according to Charles Goodwin, a vice president at Kiavi, a fix-and-flip lender.

While AI use appears to be the norm in the mortgage industry, many lenders said they're hesitant to lean on the technology for originations.

Policy changes at the mortgage giant should make it easier for borrowers to purchase properties with ADUs.

Issuance of commercial MBS and non-mortgage ABS increased at a faster pace during the third quarter than issuance of residential MBS.

Equifax is taking actions to increase adoption of VantageScore 4.0.

Kashkari cited data centers as an investment that appears to be offering stronger returns to investors rather than building homes or apartment buildings.

McKernan is expected to play a major role in efforts to reform the government-sponsored enterprises.

VA refi volume was down 31.5% from the second quarter, while FHA refi volume slipped 10.3%.

The proposal, if implemented, will largely benefit a subset of banks that don’t meet HMDA reporting requirements yet do receive at least 50 applications for mortgages per year.