Nonconforming Mortgages Gain Originations Share in 2Q September 5, 2025 Brandon Ivey Nonconforming products accounted for 21.2% of first-lien originations in the second quarter, according to a new analysis by Inside Mortgage Finance.Read More
CFPB Considering Changes to ATR/QM Rule September 5, 2025 Shannon Clark There's no timeframe yet for potential adjustments to the ATR rule.Read More
UWM Fueling Issuance of Non-Agency MBS September 5, 2025 Brandon Ivey UWM contributed to three non-agency MBS that started marketing Thursday.Read More
Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie September 5, 2025 Brandon Ivey A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.Read More
Mortgage-Banking Income Down Slightly at Banks September 4, 2025 Namrata Bhatia First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.Read More
FICO, VantageScore Tout Scoring Superiority September 4, 2025 Dennis Hollier VantageScore and FICO offer competing research claiming that their respective scores are better.Read More
Short Takes: Miran Cites Fed Independence / Radian Boosts Warehouse Funding From Chase / Provident Sending More GSE-Eligible Mortgages to Non-Agency MBS / AGNC Raising Capital September 4, 2025 Brandon Ivey Stephen Miran, President Trump’s nominee to fill a vacant governor position at the Federal Reserve, said he intends to preserve the Fed’s independence if confirmed for the position.Read More
FHLBank Profits Slip in 2Q Even With Boost in Advances September 3, 2025 Dennis Hollier Only two of the 11 regional banks saw a sequential increase in profits in the second quarter.Read More
Short Takes: Purchase-Mortgage Demand Cools / Rate Cut a Marketing Opportunity / PennyMac Launches Non-QM Offerings / Number of Homeowner Households Declines September 3, 2025 Brandon Ivey Demand for purchase mortgages declined last week even as interest rates on mortgages moved down.Read More
Trump Considering Declaring National Housing Emergency September 2, 2025 Brandon Ivey The national emergency declaration would allow the administration to use extraordinary powers to address high home prices and limited housing supply.Read More