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Home » Topics » IMFnews » Originations

Originations
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An Impressive Second Quarter for Jumbo Lending

September 8, 2025
Abby Zimmardi
The top five jumbo producers in the first half were all federally insured depositories.
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PennyMac’s Third-Quarter Results Look Promising

September 8, 2025
Paul Muolo
PennyMac released financial results for July and August as it presents for the Barclays Global Financial Services Conference.
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Trades, Consumer Advocates Want More Research on BNPL Loans

September 8, 2025
Emmeline Willey
Brendan Kelleher of MBA said one challenge in underwriting BNPL loans is their inconsistent visibility in borrower credit profiles.
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Nonconforming Mortgages Gain Originations Share in 2Q

September 5, 2025
Brandon Ivey
Nonconforming products accounted for 21.2% of first-lien originations in the second quarter, according to a new analysis by Inside Mortgage Finance.
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CFPB Considering Changes to ATR/QM Rule

September 5, 2025
Shannon Clark
There's no timeframe yet for potential adjustments to the ATR rule.
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UWM Fueling Issuance of Non-Agency MBS

September 5, 2025
Brandon Ivey
UWM contributed to three non-agency MBS that started marketing Thursday.
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Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie

September 5, 2025
Brandon Ivey
A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.
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Mortgage-Banking Income Down Slightly at Banks

September 4, 2025
Namrata Bhatia
First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.
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FICO, VantageScore Tout Scoring Superiority

September 4, 2025
Dennis Hollier
VantageScore and FICO offer competing research claiming that their respective scores are better.
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Short Takes: Miran Cites Fed Independence / Radian Boosts Warehouse Funding From Chase / Provident Sending More GSE-Eligible Mortgages to Non-Agency MBS / AGNC Raising Capital

September 4, 2025
Brandon Ivey
Stephen Miran, President Trump’s nominee to fill a vacant governor position at the Federal Reserve, said he intends to preserve the Fed’s independence if confirmed for the position.
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