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Home » Topics » IMFnews » Originations

Originations
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Short Takes: Calm Before the Storm / FHA Premium Cut? / Homebuilder Sees Constrained Demand

January 20, 2026
Brandon Ivey
Trump is set to reveal plans to address housing affordability and the Supreme Court will hear oral arguments on Trump's effort to remove Lisa Cook from the Federal Reserve's board of governors.
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MBA Economist Still Sees Interest Rates Staying Above 6.0%

January 16, 2026
Brandon Ivey
Michael Fratantoni, chief economist and a senior vice president of research and business development at the Mortgage Bankers Association, predicted that interest rates will largely stay above 6.0% in 2026 and 2027.
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Short Takes: Home Prices Slip in CA / Planet Financial Launches Insurance Offerings / M&T Bank Looking to Increase Originations

January 16, 2026
Brandon Ivey
The median home price in California declined by 0.4% on a monthly basis in December.
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Refis With MI Gain Share in Agency MBS Market

January 15, 2026
Brandon Ivey
Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.
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CHLA Opposes Single-Bureau Credit Pulls

January 15, 2026
Brandon Ivey
CHLA said a single-bureau credit pull could ultimately increase costs for borrowers, among many other issues.
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Home Sale Trends Mixed at End of 2025

January 15, 2026
Brandon Ivey
Potential home sales aren’t penciling out for some buyers who bought in recent years.
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OCC Proposal Would Preempt State Laws on Escrow Interest

January 15, 2026
Shannon Clark
A handful of states have established requirements for interest payments on funds held in mortgage escrow accounts.
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Short Takes: Foreclosures Increase / BofA Working to Increase Originations / REIT’s Earnings Improve

January 15, 2026
Brandon Ivey
Foreclosure filings increased by 14% on an annual basis in 2025.
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Residential MBS Issuance Up Nearly 15% in 2025

January 14, 2026
John Bancroft
Issuance of residential mortgage-backed securities increased by 13.8% on an annual basis, hitting $1.43 trillion in 2025.
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BofA, Wells Boost Originations in Fourth Quarter

January 14, 2026
James Dohnert
Originations at BofA increased by 26.7% from the third quarter while Wells' production was up 7.0%.
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