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Home » Topics » IMFnews » Originations

Originations
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Pending Home Sales Fall Below Level Seen a Year Ago

September 25, 2025
Brandon Ivey
Redfin cited four factors suppressing demand for home purchases: high home prices, elevated interest rates, limited inventory of homes for sale and economic uncertainty.
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Short Takes: CFPB Preps ECOA Proposal / CrossCountry Upsizes Debt Offering / Sales of New Homes Spike / Home Sale Price Declines at KB Home / Flyhomes Leaving Home Brokerage Business

September 25, 2025
Brandon Ivey
A pending proposal from the CFPB aims to clarify obligations imposed by the Equal Credit Opportunity Act.
Read More

Fannie Economists Expect Sharp Drop in Interest Rates

September 24, 2025
Brandon Ivey
Refi business could spike by upwards of 70% next year thanks to expectations for lower interest rates, according to economists at Fannie Mae.
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CrossCountry Turning Profits, Plans Debt Offering

September 24, 2025
Brandon Ivey
Details from Fitch Ratings on earnings at CrossCountry were tied to ratings for a planned $600 million debt offering from the privately-held lender.
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CFPB Terminates WaFd's HMDA Consent Orders

September 24, 2025
Shannon Clark
The bureau found that WaFd sufficiently complied with the terms of consent orders dating to 2013 and 2020.
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Investors Showing Strong Demand for DSCR Mortgages

September 24, 2025
Abby Zimmardi
“You’ve got an ever-increasing number of investors and insurance companies, securitizers and aggregators, all competing for what feels like a smaller set of loans,” said Clint Thomas, vice president of correspondent lending at Silver Hill Capital.
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Short Takes: Applications Level / Largest Expanded-Credit MBS of the Year From Annaly / Moore Capital Management Buying Mortgages From Invictus / Pulte Disbands Advisory Committee at FHFA

September 24, 2025
Brandon Ivey
While interest rates declined again last week, mortgage applications didn't move much.
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Guaranteed Rate in Middle of Real Estate Brokerage Consolidation

September 23, 2025
Brandon Ivey
Compass and Anywhere Real Estate have separate mortgage joint ventures with Guaranteed Rate.
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Difficulties Expected With GSE Switch on Credit Scores

September 23, 2025
Dennis Hollier
Jim Rosen, head of product management and services at Mortgage Cadence, said lenders need additional guidance from FHFA and the GSEs.
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Short Takes: Home Sales Tick Up in CA / Expanded-Credit MBS Keep Flowing / Miran Wants Fed to Slash Rates / Guild Partners With Homium

September 23, 2025
Brandon Ivey
Sales of existing single-family homes in California increased by 0.9% on a monthly basis in August.
Read More
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