Short Takes: House Approved Tax Bill / Home Price Depreciation? / AI Hedge Advising / NPL Buyers May 22, 2025 Brandon Ivey Among many other provisions, the tax reforms included in the bill passed by the House would make the mortgage interest deduction permanent.Read More
Fannie’s Title Acceptance Pilot Moving Forward May 21, 2025 Brandon Ivey The pilot survived as the Trump administration ended a number of pilot programs at the GSEs in recent months.Read More
Home Sales Expected to Rise Slowly This Year May 21, 2025 Shannon Clark An extra 4 million homes are needed to bring the housing market back into balance, according to Realtor.com.Read More
CFPB Still Interested in ICBA Effort on Loan Disclosures May 21, 2025 Brandon Ivey ICBA is working on revised disclosures under TILA-RESPA Integrated Disclosure rules for construction loans.Read More
Short Takes: Home Price Appreciation Slows / Limited Demand for Large Home-Improvement Projects / Applications Decline / Angel Oak Ramping Up MBS Issuance May 21, 2025 Brandon Ivey Annual home price appreciation in April 2025 increased at the slowest rate since 2012.Read More
Builder Buydowns (Including the Rate Variety) Distorting Home Values? May 20, 2025 Brandon Ivey As one builder noted, “The great thing that the mortgage rate buydowns do is they protect the integrity of your sales backlog."Read More
The Fed’s Coming Rate Cut? Not So Fast… May 19, 2025 Paul Muolo Mortgage bankers are hoping for a strong May and June to tide them over.Read More
Georgia Depository Goes Where Few Banks Wander: Non-QM Wholesale May 19, 2025 Abby Zimmardi American Pride Bank’s new unit is called APB Wholesale and has a keen focus on non-QMs.Read More
FHA, VA Gain MI Market Share in First Quarter May 16, 2025 John Bancroft The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.Read More
Short Takes: Freddie Updates LPA / UWM Launches New Tech / Foreclosures Steady in April / Homebuilder Confidence Wavers May 16, 2025 Brandon Ivey Freddie is touting the use of machine learning in LPA and cost savings for lenders.Read More
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