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Home » Topics » IMFnews » Originations

Originations
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Housing Bill With Bipartisan Support Introduced in House

December 12, 2025
Brandon Ivey
The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.
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Trump Admin Reorients FSOC to Growth and De-Regulation

December 12, 2025
Brandon Ivey
“The council is working with member agencies to consider where aspects of the U.S. financial regulatory framework impose undue burdens and where they harm economic growth, thereby undermining financial stability,” Scott Bessent, secretary of the Treasury Department, said of the Financial Stability Oversight Council.
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Short Takes: Bondi Says DOJ Isn’t Investigating FHFA Director Pulte / Fitch Affirms Ratings on Large Nonbanks / New Compliance Dataset From MISMO / FoA Receives Boost From Blue Owl

December 12, 2025
Brandon Ivey
“There is no investigation into Bill Pulte,” wrote Pam Bondi, U.S. attorney general.
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GSE Deliveries by Top Players Decline in November

December 11, 2025
Dennis Hollier
Among the 10 largest sellers, GSE volume increased on a monthly basis outside of the top three firms.
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Fed’s Rate Cut Not Expected to Help Mortgages Much

December 11, 2025
Brandon Ivey
Interest rates on mortgages are expected to remain in a narrow band in the next few years.
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GSEs Update Guidelines Tied to Fraud

December 11, 2025
Brandon Ivey
Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.
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Short Takes: CFPB Offers HMDA Reporting Extension / Home Sales Slow in Mid-Atlantic / Few Homebuyers Shop for Lenders

December 11, 2025
Brandon Ivey
Filing deadline for third-quarter HMDA data has been extended to Dec. 12.
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NCRC Launches Fair Lending Tip Line

December 10, 2025
Shannon Clark
The National Community Reinvestment Coalition is accepting confidential tips and will investigate fair lending issues.
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Locks for Refis Trail Off in November

December 10, 2025
Brandon Ivey
Locks for rate/term refis were down 34.3% on a monthly basis.
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Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

December 10, 2025
Brandon Ivey
The average combined LTV ratio for loans in the pending $365.0 million MBS from Citi is 82.8%.
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