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Home » Topics » IMFnews » Originations

Originations
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MBA Sees Downsides in Potential Disclosure Revision for VA Loans

January 6, 2026
Emmeline Willey
Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.
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Short Takes: Home Price Depreciation Spreads / Pulte Wants More Changes From Homebuilders / New Head of Mortgage Finance at Chase / New CEO at Sagent / BSI’s Servicer Ratings Affirmed

January 6, 2026
Brandon Ivey
Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.
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HEL Lending Expected to Reach Post-Financial Crisis Peak

January 5, 2026
Namrata Bhatia
Citizens Bank maintained its top HEL lender position with $3.10 billion of volume in the third quarter, down 0.9% from the previous three-month period.
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Non-QM, HEL Originations Growth Expected to Boost Non-Agency MBS Issuance

January 5, 2026
Abby Zimmardi
Analysts noted that the non-agency MBS market will benefit from strong investor demand, including more new shelves participating in the sector.
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Sellers Pulling Back as Price Growth Flattens

January 5, 2026
James Dohnert
Sellers are reluctant to give up their low-interest rates and are deciding to wait to list their home until the market improves.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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GSEs Growing Retained MBS Holdings in 4Q25

December 29, 2025
John Bancroft
At the end of November, the two government-sponsored enterprises held $104.56 billion of agency MBS in retained portfolios. That was up $31.99 billion from the end of September, a 44.1% increase.
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Sellers Increasingly Outnumbering Buyers in Housing Market

December 29, 2025
James Dohnert
Redfin said that it has been a buyer’s market since May 2024.
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