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Home » Topics » IMFnews » Originations

Originations
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Many Lenders Return to Profitability in Second Quarter

August 20, 2025
Brandon Ivey
Some 80% of the lenders in the MBA's sample turned a profit in the second quarter, the highest share since the third quarter of 2021.
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Title Insurance Association Offers New Fraud Protections for Homeowners

August 20, 2025
Brandon Ivey
The new endorsements will conceivably cost extra beyond standard title insurance.
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Short Takes: Upgrades for GSE CRT / Housing Starts Increase / Housing Market Slows in CA / Figure Stays Busy With HELOC Securitization

August 20, 2025
Brandon Ivey
“The entire portfolio has experienced overwhelmingly positive rating pressure,” Fitch said of GSE CRT issuance.
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Figure Plans IPO After Recombining Business Units

August 19, 2025
Brandon Ivey
The planned IPO will help Figure expand into other markets.
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Fannie Economists Revise Interest Rate Outlook Upward

August 19, 2025
Brandon Ivey
The revised forecast projects an average interest rate of 6.5% at year-end.
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Newrez Unit Caliber Settles With California Regulator

August 19, 2025
Shannon Clark
Caliber Home Loans, which was acquired by Newrez in 2021, has agreed to a settlement to resolve allegations of overcharging borrowers.
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Short Takes: New Details on The Great American Mortgage Corp. / Mortgage Applications for New Homes Up / Annaly’s Expanded-Credit MBS Issuance Humming

August 19, 2025
Brandon Ivey
The Trump administration is describing The Great American Mortgage Corp. as "the all new Fannie Mae and Freddie Mac: bigger and better than ever."
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Private MI Activity Rises With Purchase Mortgages in 2Q

August 15, 2025
John Bancroft
Private MI covered 16.4% of new mortgage production in the second quarter.
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Lenders Putting Emphasis on Streamlining Business Processes

August 15, 2025
Brandon Ivey
“Ultimately the goal is to continue to find ways to do more at a lower cost,” said one large unidentified lender surveyed by Fannie.
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Short Takes: Delinquencies Expected to Rise / Affordability Could Improve / Wells’ Servicer Rating Affirmed Amid Downsizing / Kiavi Boosts RTL Securitization

August 15, 2025
Brandon Ivey
The MBA anticipates upward pressure on mortgage delinquencies.
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