FHA-Only Ginnie Pools Considered for VA Refi Issue October 3, 2025 Emmeline Willey FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.Read More
Short Takes: Pulte’s Role in FICO’s Shift / New RTL Securitization Issuer / UWM Paying Close to $115 Million for Arena Naming Rights October 3, 2025 Brandon Ivey FHFA Director Bill Pulte said credit bureaus and VantageScore should follow FICO and take creative and constructive actions.Read More
Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
FHA, GSEs Stress Options for Furloughed Borrowers October 2, 2025 Brandon Ivey FHA and the GSEs stressed lending and servicing options for individuals facing an employment furlough.Read More
Supreme Court Allows Cook to Remain at Fed Pending Arguments October 2, 2025 Brandon Ivey The Supreme Court’s brief order stated that it plans oral arguments on the matter in January.Read More
Short Takes: FICO Offers Bypass of Credit Bureaus / Corporate Rating Upgrade for CrossCountry / Bank Rebrands With CMG / CMBA Leader to Retire October 2, 2025 Brandon Ivey FICO said its new credit score acquisition option could save lenders up to 50% on certain costs for credit scores.Read More
Lending and Servicing Earnings Improve in Second Quarter October 1, 2025 John Bancroft Publicly-traded mortgage companies saw increases in earnings from both lending and servicing during the second quarter of 2025.Read More
Government Shutdown to Impact Mortgage Lending October 1, 2025 Emmeline Willey Some lending operations will continue as usual, though authority to write new policies under the NFIP expired.Read More
FHFA to Propose Reducing Certain GSE Housing Goals October 1, 2025 Brandon Ivey Goals for acquisitions of purchase mortgages for low-income borrowers would be reduced under the proposal.Read More
Short Takes: Rocket Completes Acquisition of Mr. Cooper / Applications Decline / CFPB to Finalize Small Business Lending Rule / Home Price Depreciation in Some Areas / AI Glossary for Mortgage Market October 1, 2025 Brandon Ivey Mr. Cooper and all of its servicing functions will be rebranded “under the Rocket umbrella.”Read More
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