AI is expected to be used more frequently to bring down origination costs and help lenders avoid hiring-and-firing cycles.

Millennials are increasingly becoming more pessimistic about their chances of owning a home, according to a recent survey by Clever Real Estate.

The promised of increased MBS purchases by Fannie and Freddie is already having an effect on mortgage interest rates.

The directive will make the GSEs "noneconomic" buyers of agency MBS.

Issuance of agency mortgage-backed securities increased by 10.8% on an annual basis to $1.235 trillion in 2025.

Some $8.65 billion of single-family rental securitizations were issued in 2025.

Locks for purchase mortgages and rate-term refinances declined at a similar pace.

United Wholesale Mortgage issued $145.24 billion of agency MBS in 2025.

Some Democrats in Congress have also sought to limit institutional investment in the single-family market in recent years.

The correspondent channel accounted for 40.1% of the survey group’s government-insured production in the third quarter, up from 37.7% in the second quarter.